SMART ESSENTIALS FOR BUYING A HOME
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Amy J. Hausman. SMART ESSENTIALS FOR BUYING A HOME
UPFRONT
CHAPTER 1 :: BUY SMART
12 ESSENTIAL KEYS TO BUYING A HOME
TOP TIPS TO HOME SHOP SMARTER, FASTER, CHEAPER
HOME BUYING 101 ESSENTIAL TRUTHS
CHAPTER 2 :: TEAM
TEAM PART 1: SELECT A TOP-NOTCH REALTOR
TEAM PART 2: SELECT AN OUTSTANDING LENDER
CHAPTER 3 :: BUDGET
NURTURE YOUR CREDIT LIKE YOUR FIRST BORN
3 STEPS TO CORRAL DOWN PAYMENT AND CLOSING CASH
SMART GUIDE TO GOOD DEBT VERSUS BAD DEBT
HOW A CO-SIGNER CAN BE RED BULL FOR A BUYER’S FINANCES
6 EASY STEPS TO KNOW HOW MUCH HOME YOU CAN AFFORD
HOW TAXES INCREASE BUYING POWER
CHAPTER 4 :: MONEY
SELECT THE RIGHT LOAN FOR YOUR SPECIFIC SITUATION
9 MUST-ASK Questions TO PICK A WINNER LOAN
SMART HOME BUYERS GET MORTGAGE PRE-APPROVAL FIRST
6 MUST-DO’S TO AVOID LENDER REJECTION
CHAPTER 5 :: SHOP
7 CARDINAL RULES FOR TODAY’S BUYERS TO SELL SMART TOMORROW
HOW TO SIZE UP NEW LOCATIONS FROM A DISTANCE
5 MUST-KNOW TIPS BEFORE YOU START HOUSE HUNTING
TAKE A CLOSER LOOK WITH A DO-IT-YOURSELF PRE-INSPECTION
CHAPTER 6 :: NEGOTIATE
HOW TO CRAFT AN IRRESISTIBLE PURCHASE OFFER
CONTINGENCIES PROTECT YOUR POSITION IN A HOME PURCHASE
MULTIPLE PURCHASE OFFERS COULD WORK TO YOUR ADVANTAGE
HOW TO USE COUNTEROFFERS TO SECURE YOUR PERFECT HOME
CHAPTER 7 :: CLOSE
SURVIVAL GUIDE TO MINIMIZE COSTS FROM CONTRACT TO CLOSING
HOW TO AVOID SABOTAGING YOUR MORTGAGE CLOSING
WHAT TO EXPECT AT SETTLEMENT OR CLOSING
About The Series
About The Team
Smartie’s Creed
Smart Talk
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<> SMART ESSENTIALS(TM) FOR SELLING YOUR HOME: How To Get The Highest Price In The Shortest Time
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5. Prioritize rooms. Consider and rank the importance of rooms and features in the home you are looking for. Is the four-bedrooms requirement a must or a would-like? Is an eat-in kitchen necessary, or would a counter area that seats four be sufficient? Is a first-floor master bedroom totally a deal breaker? Understand the “wants versus needs” on your house hunting list before you set out. That way, when you find that gem of a home, you’ll be ready to make an immediate offer.
6. Look ahead. If the homes you view are hard to see past the clutter, needed repairs or personal belongings, take a moment to step back and imagine what your furniture and belongings will look like in the space. Don’t be overwhelmed when not seeing a perfectly staged home. By looking beyond the existing contents of a home, you may find the perfect home — and get it for a great price — because no one else can see through the owners’ stuff.
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