Smart is the New Rich

Smart is the New Rich
Автор книги: id книги: 827985     Оценка: 0.0     Голосов: 0     Отзывы, комментарии: 0 1575,66 руб.     (15,76$) Читать книгу Купить и читать книгу Купить бумажную книгу Электронная книга Жанр: Зарубежная образовательная литература Правообладатель и/или издательство: John Wiley & Sons Limited Дата добавления в каталог КнигаЛит: ISBN: 9781118949368 Возрастное ограничение: 0+ Оглавление Отрывок из книги

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Crowdsource funding is the new way to finance start-ups in a networked world Entrepreneurs, small business owners, investors, artisans, or those who merely have a good idea for a business venture have a new and attainable means of securing capital to grow their dreams. Gone are the days when the only options to raise funds for a new business were venture capitalists, angel investors, or Wall Street. Web-based crowdfunding services are now plentiful and offer a variety of options for the aspiring entrepreneur. However, these services are not typically as well-understood as the more traditional means of raising capital. In The Crowdsource Funding Services Handbook, author Jason R. Rich offers a step-by-step overview of the various crowdsource funding services available on the Web, as well as the necessary documentation required to launch a successful crowdfunding campaign. Contains details on how to evaluate and select the best online platform for crowdfunding efforts Provides details on creating a business plan to the specifications require to raise capital via crowdfunding Provides an overview of the financial projections that will be required for a crowdfunding initiative Proposes a specific approach to creating a "pitch video" to succeed with a crowdsource funding campaign The Crowdsource Funding Services Handbook is a thorough, well-developed resource for those seeking to raise capital to start a business or fund the development of an innovative idea. Author and crowdfunding expert Jason R. Rich provides this definitive, hands-on guide to raising capital in the new economy.

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Christine Romans. Smart is the New Rich

Preface

Acknowledgments

Chapter 1. How to Think About Money: Budgeting Basics

Pay Yourself First

How Much Should You Save?

The Rainy-Day Fund

Roadblocks to Money Success

The Holiday Red Flag

Your Money Quiz

Chapter 1 Action Plan

Chapter 2. College Investment

The Million-Dollar Payoff

It's Cheaper to Save Than Borrow

Four Ways to Keep College Costs Down

What Do You Want to Be When You Grow Up?

Not All Degrees Are Equal

Chapter 2 Action Plan

Chapter 3. Managing Debt

Paying Off the Debt

Interest Rate Triage

A Safety Net for Low-Income Grads

Public Service Loan Forgiveness

Live Like a Student

Chapter 3 Action Plan

Chapter 4. Job Market Fundamentals

The Long Healing Process

Fastest-Growing States

The College Degree Advantage

Chapter 4 Action Plan

Chapter 5. Millennials at Work

Resume #fail

You've Got Two Minutes

The Hidden Jobs Market

Don't Call Them Soft Skills

Keep Your Eye on the Ball

Lean In or Lean Back

Online Tools to Help Set You Apart

Chapter 5 Action Plan

Chapter 6. House Money

Missing the Real Estate ReboundSo Far

Generation Renter

Get Ready to Buy

Mortgage Rates

Location, Location, Location

Affordability

Living at Home

Chapter 6 Action Plan

Chapter 7. Family Money

Dating and Money

The “Talk”

What Kind of Debt?

Piggy Bank Parents

Friends and Finances

Crowdfund Our Wedding

Chapter 7 Action Plan

Chapter 8. Understanding Investments

Getting Started: Tax-Advantaged Retirement Accounts

Time Is a Four-Letter Word

№ 401(K)? Invest Anyway

Building Blocks

Chapter 8 Action Plan

Chapter 9. Credit Karma

Debit Cards

Overdraft Protection

So You Want a Credit Card?

What Is the Credit Score?

Expensive Credit Monitoring

What Is the Fed?

Time to Buy a Car

Chapter 9 Action Plan

Appendix A

Appendix B

Appendix C

About the Author

Отрывок из книги

I remember the exact moment the power, influence, and potential of your generation first struck me.

It was midnight, four hours after the first polls closed in the 2012 presidential election. My colleague John King handed off CNN's “magic wall” to me and I quickly began studying the exit polling data. Surrounded by swooping cameras and a blinding grid of lighting, I stood in the CNN Election Center tapping through and cross-referencing table after table of numbers and responses from voters who had just left the voting booth.

.....

Some of you may want to skip ahead to the investing chapter – of all the money moves you make, investing early will have the biggest impact on where you end up. Most of your grandparents could rely on a pension for their retirement, and your parents lean on a 401(k) for life after work. But you millennials will have even fewer investment tools handed to you when it comes to securing your financial health and wealth. So it's up to you.

Consider this: If you save $5,000 a year for five years in your twenties and then never invest a dime again, you'll have more money in your retirement than someone saving $5,000 a year all through their thirties and beyond. Chapter 8 shows you the common traits of 401(k) millionaires. (Hint: Time is on your side again.)

.....

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