Financing Your Twenties
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Оглавление
James Aungier George. Financing Your Twenties
Purpose
You Got A Job
Budgeting
Savings
Expenses
Desires
Credit Cards
The Bad
The Good
General Credit Card Rules
Paying on Time
The Consequences of Paying Credit Card Bills Late
Buying the Car
Debt
5 Step Plan To Eliminating Debt
Investing
Compound Interest
Keeping Up With Your Peers
Glossary
Отрывок из книги
As people enter adulthood, many are confused or not informed about ways to maintain financial stability. Many adults never learn how to properly manage their money. Learning to live within your means and simultaneously prepare for your future, is one of the most important lessons a human being can learn. Growing up, I observed immense wealth and over indulgence, as well as great poverty and desolation. Sadly, at times these two extremes existed within the same communities, or even families. Through trial and error, using good and sometimes terrible advice, I was able to organize a system that is simple enough for the young adult to understand, and extremely effective in creating a “money cushion” that, if used correctly, can withstand some of the most intense economic droughts.
At 23 years old, I decided that there was a lot of information available to the public on personal finance, but most people between the ages of 17 and 25 either felt they were too young to take such a topic seriously, or they did not know how to. In either case, both parties could suffer tremendously in regards to their finances over the course of their lives.
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•Purpose to responsibly allocate your finances before you claim you need a raise
•Plan to pay your monthly expenses in full, and ahead of time
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