Оглавление
Jan Cullinane. The New Retirement
Table of Contents
Guide
Pages
The New Retirement
Foreword
Acknowledgments
Introduction
CHAPTER 1 What Makes Retirement Successful?
A Brief Retirement History
The “New” Retirement
Expectations versus Reality
Working and Sense of Self
Why People Decide to Retire
Retirement Timing for Couples: Same Time or Staggered Times?
Single and/or a Solo Ager?
Where to Retire
Retirement and Lifespan
Six Secrets for a Successful Retirement
Secret 1: Have Something to Wake Up For
Secret 2: Renegotiate Roles/Cultivate Resilience
Secret 3: Have Strong Social Support
Secret 4: Have a Healthy Body and Mind
Secret 5: Have a Strong Financial Plan
Secret 6: Have a Purpose
Retirees' Regrets
Lessons from the Pandemic
Just for Fun
Quiz: Are You Ready to Launch Your Retirement?
“Are You Ready to Launch Your Retirement?” Scoring
Total Points: Scoring
More Resources. Books
Websites (General)
Websites (Targeted to Women)
Podcasts
CHAPTER 2 168 Hours a Week
Personality and Goal-Setting
Be SMART
Lifelong Learning
In-Person Learning
Online (Free)
MOOCS (Free)
Masterclass ($180/year)
Volunteering
Learn New Things/Hone Old Skills
Time On Your Hands
More Resources. Books
Websites
CHAPTER 3 Working in Retirement: It's Not an Oxymoron
Where the Jobs Are/Will Be
AARP Recommendations for Part-Time Jobs for Retirees
Companies That Welcome Mature Workers
Start Your Own Business – Know the Five Ps
Additional Suggestions
Online Sites to Sell Your Stuff/List Your Skills
Real Estate
Education
Direct Sales
True Life: Robin R., a Mary Kay consultant
Seasonal/Temporary Work
True Life: Don Kostyal and CoolWorks
Peace Corps Volunteer
Work from Home Customer Service/Virtual Assistant Jobs
Work Part Time with Health Benefits and/or Other Perks
Networking and Resumes and Interviews
Core Pursuits
More Resources. Books
Websites
CHAPTER 4 What and Where Is Home?
Reasons to Stay Put … or Not
What We Can Learn from the 2020 U.S. Census
What Makes a Place Ideal?
Second Homes
International Relocation
What Do People Want in a Retirement Location?
Narrowing (or Expanding) the Possibilities
Food for Thought
Checklist: Retire Close to Family … or Not Too Close!
So How Did You Do?
Aging-in-Place Checklist
More Resources. Books
Websites (Where Should You Retire?)
Websites (General)
CHAPTER 5 Locations, Locations, Locations
PERFECT:
Low Cost of Living (U.S.)
Low Cost of Living on Steroids: Places That Pay You to Move There
Best Places for Active Retirees (2021)
Best Places to Retire Lists 2021 (U.S.)
Best Places to Retire Internationally (2021)
“Niche” Lifestyles
The Best Places to Retire Overseas—Three Beautiful, Welcoming Options That Are Budget Friendly and Color Blind by Kathleen Peddicord
Belize—Part Caribbean, Part Central American, English Speaking, and a World Apart
Portugal – Open Minded and Forward Thinking With Europe's Best Weather and Excellent Health Care
Mexico—Easy, Accessible, Affordable, Familiar, and Diverse
Considering Overseas Retirement?
CCRC Checklist. 10 Questions to Bring on Your Senior Housing Tour
More Resources. Books/Magazines
Websites
CHAPTER 6 Forever Young
Nature (Genetics) versus Nurture (Environment)
Epigenetics
Telomeres
Mitochondria
SHIELD for Our Bodies, Minds, and Spirits
Where to Exercise
Alzheimer's
Is There a “Best” Way to Eat?
Can We “Trick” Ourselves into Better Eating?
Easy “Food Hacks” for Eating Less/Better
Be Aware
Senior Exams (or, tests you can't study for…)
A Somewhat Comforting Thought
The Financial Benefits of Becoming/Staying Healthy
More Resources. Books
Websites
CHAPTER 7 Dollars and Sense
Retirement by the Numbers: Basic Cheat Sheet for Being Prepared
Expenses in Retirement
Don't Forget About Inflation
Don't Ignore the Cost of Healthcare
Long-Term Care Insurance
Saving for Retirement
You Might Want to Use a Financial Advisor
Funding Your Retirement
Social Security
Pensions and Defined Contribution Retirement Accounts. Pensions
Using Insurance as an Alternative to Electing a Joint and Survivor Benefit from a Pension Plan
Defined Contribution Accounts
“Lost” Retirement Accounts
Working in Retirement
Investments
Investment of Short-Term Cash
Investing in Stocks and Bonds
Mutual Funds and Exchange-Traded Funds
Annuities
Reverse Mortgages
Compare Your Housing Costs
How Much $$$ Do You Need for Retirement?
Will You Have Enough to Fund Your Retirement?
More Resources. Books
Websites
Podcasts
Quizzes
CHAPTER 8 The Taxman Cometh
Sell Your Home and Avoid Income Tax on the Gain
Other Home-Selling Issues
Don't Forget the Impact of State Taxes When Deciding Where You Want to Live
Tax Freedom Day
What If You Purchase a Second Home?
Will You Be Taxed on Your Social Security Income?
Taking Distributions from Your Retirement Accounts
A Word About Estate and Inheritance Taxes
State Tax Rates – 2021
More Resources. Books
Helpful IRS Publications (Find these at www.irs.gov)
CHAPTER 9 Money Saving Tricks and Tips
From Irrational to Rational
More Resources. Books
Websites
CHAPTER 10 The Final Chapter
Regrets
Tom Sawyer, Steve Jobs, and Eulogies
Values and Purpose
Retirement Re-Do
Put Your Money Where Your Values and Purpose Are
Ethical Wills/Legacy Letters/Forever Letters
Wills, Advance Directives, Funeral Preplanning: The Nitty-Gritty
Planning for Someone Who Has Died
More Resources. Books
Websites
References
About the Author
Index
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