Оглавление
Mark Nestmann. THE LIFEBOAT STRATEGY
HOW VULNERABLE ARE YOU?
IT’S YOUR MOVE…
Yes, You ARE a Criminal…You Just Don’t Know It Yet
50,000 Lawsuits, Each Day
Are You the “Deep Pocket?”
If You Hire an Obese Worker, You May Have to Pay for Their Weight-LossSurgery
First, We Led Your Husband to Suicide. Now, We’re Coming for Your Property
The Riskiest Activity My Clients Engage in Is…
Your “Secret” Offshore Account Suddenly Isn’t So Secret
These Are NOT Isolated Incidents…
…But There Are Solutions Available
Notes
Endnotes
CHAPTER ONE: DO YOU WANT THAT ON YOUR PERMANENT RECORD?
Privacy is Expensive
Fewer Refuges for Private Wealth
Privacy for Sale
What Records Do “They” Keep on You?
Who’s Watching You?
Where Did Privacy Go?
It’s Easy to Find Out Where You Live
Your Borrowing Records for Sale
Employer Spying– On and Off the Job
Identity Theft: The World’s Fastest Growing Crime
Your Car Is Spying on You
Government Invasions of Privacy and Wealth
Police Records: There for the Taking
Closed Circuit Television and “Surveillance Creep”
National ID Cards Through the “Back Door”
Implantable Microchips: We Are the Borg
Biometric Surveillance and Its Risks
Your PC Is Spying on You
Who’s Watching You from Above?
Conclusion
Notes
Endnotes
CHAPTER TWO: THE U.S. AND GLOBAL SURVEILLANCE INFRASTRUCTURE
U.S. Constitution: No "Right to Privacy"
Fourth Amendment: More and More Warrantless Searches
When Can Police Search Your Home?
Your Vanishing “Expectation of Privacy”
Fifth Amendment: The “Right to Silence” Is Disappearing
Grand Juries: What You Say Can Be Used Against You
Does the Government Have a License to Kill?
Is Your Property “Blighted?” If So, the Government Can Take It
Presumption of Innocence Lost
Filburn’s Sorrow: No Limits to Interstate Commerce
How Roe vs. Wade Devastated Privacy
WEALTH, PRIVACY AND THE NANNY STATE
“Let’s Issue Some Regulations to Deal with It”
The Social Security Ponzi Scheme
No Contractual Right to Social SecurityBenefits
The (No) Privacy Act
White House Claims Exemption from Privacy Act
Securities Acts: Protecting Americans from Foreign Investments
Credit Abuse: You Don’t Own Your Data
Opt-Out of Data Sharing… if You Can
Credit Repair Scams
BehavioralTargeting: Big Business Marries Big Brother
Why Data Mining for Terrorists Will Never Work
Medicare and the End of Medical Privacy
The Lucrative Business of Selling Your Medical Records
Obamacare: One Card to Rule Them All
Information as Property
PRIVACY AND YOUR COMMUNICATIONS
The Quiet Erosion of Postal Privacy
Police Can Track Your Correspondence without a Warrant
When Can the Government Open Your Mail?
Electronic Monitoring: Expanding the Surveillance State
It’s Easy to Wiretap: Just Point andClick
The Top 10 Electronic Eavesdropping Threats
Build Your Own Bug for $15!
Warrantless Wiretapping: Why, When, and How
Foreign Intelligence Surveillance Act (1978)
Terrorist Surveillance Program
Congress Approves “Drift Net” Wiretaps
Secrets of Your Dialing Records
Your Cell Phone Knows Where You Are
The Demise of Electronic Privacy
Building Surveillance from the Ground Up
Internet Telephony: Cheap, but NOT Private
Sneaky Caller ID Tricks
The Global Blueprint for Surveillance
Governments Agree: You Will Have No Electronic Privacy
Policy Laundering
PRIVACY AND YOUR PROPERTY
Central Banking Erodes Privacy
The IRS: The Greatest Privacy Invader of All
The Awesome Collection Powers of the IRS
Is Your Ex-Spouse an IRS Informant?
The Outrageous Code
Taxpayer Rights – and Wrongs
Will Your Tax Return Be Audited?
It’s Easy to Commit a Tax Crime
Tax Shelters: The New Reality
Tax Avoidance vs. Tax Evasion
Are You Ready for the Global IRS?
Bank Secrecy Act = No Bank Secrecy
No Expectation of Privacy in Financial Records
The (No) Right to Financial Privacy Act
The Crime of “Structuring”
Financial Institutions Must Spy
Businesses Must Spy
International Investments and Money Movements Under Scrutiny
Software Holds Your Money Hostage
Does Paying Off Your Credit Card Bill Make You a Terrorist?
Civil Forfeiture: Policing for Profit
Civil Forfeiture Evolves into Punishment
The War on Cash
Protecting Innocent Owners – or Not?
Do You Fit the Profile?
Criminal Forfeiture: Few Limits
Who’s a “Racketeer?” Look in the Mirror
How to Turn a Billing Dispute into a RICO Lawsuit
The Thought Crime of Money Laundering
From “to Serve and Protect ”to “Show Me the Money”
Money Laundering and “Reputational Risk”
Money Laundering and Prosecutorial Misconduct
FinCEN: Big Brother Gets Bigger
The USA Patriot Act: Deconstructing the U.S. Constitution
Unprecedented Civil Forfeiture Authority
“It’s Money-Laundering in Reverse”
A License to Snoop
Foreign Nationals with U.S. Accounts May Be Money Launderers
PRIVACY AND WEALTH IN NATIONAL EMERGENCIES AND WAR
The Whiskey Rebellion(1794)
Uncle Sam’s Nosy Census
Congress Declares War – on Free Speech
Emergency Powers Blossom in the “War Between the States”
False Claims Act (1863)
Posse Comitatus Act (1878)
World War I (1914-1918)
The Great Depression and the “National Economic Emergency”
Gold and Silver Confiscation
World War II: The Emergency of the National Security State
Emergency Economic Powers Spread Internationally
The Nixon Emergencies (1969-1971)
Congress Tries to Reign in Government by Emergency
U.S. Treasury: “We Can Seize ‘Any Financial Instrument’”
George W. Bush: Government by Emergency Proclamation
Expansion of Civil Forfeiture Authority
Monitoring of International Money Transfers
U.S. Citizens May Be Detained Indefinitely, without Trial
The Shadow Government
Can Freedom Be Exchanged for Security?
Notes
Endnotes
CHAPTER THREE: STRATEGIES TO PRESERVE PERSONAL AND FINANCIAL PRIVACY
How Much Privacy Do You Need?
If You Need to Disappear, Right Now
Keep a Low Profile
Keep Your Mouth Shut
Keep a Small Circle of Friends
Essential Strategies to Prevent Identity Theft
Five Must-Do Precautions if Your Identity Is Stolen
Get a CLUE About Privacy
Opt Out!
Avoid Shopper’s Cards
Avoid Searches and Seizures
On the Street
In Your Vehicle
In Your Home or Office
At the Airport
Avoid Warrantless Searches of Laptops and Electronic Devices
If You Want Privacy—Pay with Currency
Strategies to Protect Postal Privacy
Using Post Office Boxes and Mail Drops
When Can the Postal Service Disclose Your Address?
Reclaim Telephone Privacy
How to Obtain Private Phone Service
Defeat Caller ID
Protect Cordless and Cellular Phone Conversations
“Unlock” Your Cell Phone for Cost Savings—and Privacy
“Wipe” Your Cell Phone
Private Call Forwarding and Fax Service
The Only Effective Way to Encrypt Your Phone Calls
Beware of Electronic Gifts
Secrets of Your Hard Disk
Configure Your PC for Privacy and Security
Obtain Insurance Privately
Slam the Door Shut on Medical Privacy Invasion
Buy Firearms Privately
Buy Your Vehicle Privately
Keep Your Residential Address Off Your Driver’s License
Don’t Let Strangers Know Where You Live
How to Hide Currency and Other Valuables
Safety Deposit Boxes Offer Near Zero Privacy
Private Alternatives to Safety Deposit Boxes
Hiding Money at Home
Hiding Money Outdoors
Vital Steps to Protect Yourself from IRS Scrutiny
Protect Your Rights in a Tax Audit
Negotiating and Litigating with the IRS
Keep Your Bank Records Private
No SSN Required to Open Bank Account
Tips to Privatize and Secure Your Bank Records
Private Investments
Buy and Sell Precious Metals Privately
Protect Yourself from Confiscation — and Counterfeits
Collectibles: Low Profile Investments
The E-Money Alternative
The Underground Banking System
Becoming Invisible
Notes
Endnotes:
CHAPTER FOUR: PRESERVE YOUR PROPERTY
Prepare for Uncertainty
You Don’t Need to Go to Jail to Protect Your Wealth
The “Debtor’s Exam” Standard for Wealth Preservation
How to Avoid Lawsuits
The Promise and Pitfalls of Bankruptcy
Avoid Fraudulent Conveyance
Use an Attorney to Oversee Your Asset Protection Plan
Use “Opinion Letters” to Avoid Criminal or Fraud Penalties
Attorney-Client Privilege: Keep Your Planning Private
Avoid Probate
The Private Divorce
Protect Your Business from “Legal Sharks”
Hire Employees as a Last Resort
Use Independent Contractors
How to Structure Your Business for Asset Protection
Avoid Personal Guarantees
The Conduct of Your Business Can Lead to Its Demise
Liability Insurance: Necessary, but NOT a Panacea
Change “You” Into “You, Inc.”
Limited Liability Companies: A Superior Business Entity for Asset Protection
Three Factors that Can Jeopardize Charging Order Protection
Single-Member LLCs Offer Anonymity, but Less Asset Protection
Create a “Business Interest” in LLC Assets
LLCs Can Save Taxes, Too
The Nevada Restricted Entity LLC: State-of-the-Art Domestic Asset Protection?
Member-Managed Versus Manager-Managed LLCs
Where to Form Your LLC
Asset Protection Using Multiple LLCs
Your LLC’s Operating Agreement is the Key to Asset Protection
Series LLCs Simplify Real Estate Ownership
Corporations: No Longer the Best Business Entity for Asset Protection
The “Corporate Veil” and How to Pierce It
Where to Incorporate—Virtually Anonymously
The Amazing Trust and Its Many Uses
How Trusts Are Used—A Primer
Create a Family Legacy with a Dynasty Trust
Domestic Asset Protection Trusts: Useful but Untested
Avoid Bogus Trusts
Protecting Your Home
Homestead Protections Vary Widely Between States
Free Asset Protection for Married Couples
How to Own Real Estate Anonymously
Trusts Can Protect the Equity in Your Home
Asset Protection with Annuities and Life Insurance
Due Diligence for Life Insurance and Annuities
Tax Disadvantages of Variable Annuities
Protecting Your Retirement Plan
The Permanent Portfolio Concept
Notes
Endnotes:
CHAPTER FIVE: THE OFFSHORE ADVANTAGE
The Case for Offshore Investing
Overcoming the Anti-Offshore Hype
Defining “Offshore”
The Vastly Overstated Estimates of Offshore Tax Evasion
Protect Yourself from Foreign Exchange Controls
U.S. Anti-Offshore Initiatives Aren’t New
Your Second Home — Offshore
Why Many Offshore Banks Won’t Deal with U.S. Clients
Four Ways to Avoid Offshore Investment Restrictions
Do Offshore Jurisdictions Facilitate Money Laundering? Your Offshore Account
Understanding Bank Secrecy and Its Limits
The Numbered Account: More Secrecy, but Not Anonymous
How to Evaluate the Safety of Your Offshore Bank
Current Accounts: Your Offshore Banking Foundation
An Imbalanced “Balancing Test”
Savings Accounts: Good for Small Investors
Profits from Investments in Foreign Currency CDs
Sneaky Tax Treaty Tricks
Buy and Sell Precious Metals Offshore
Buy or Sell any Security in the World
Foreign Bonds Give You Four Opportunities to Profit
Purchasing Stocks Through an Offshore Bank
Offshore Funds Open a World of Opportunity
Three Ways U.S. Investors Can Safely Buy Offshore Funds
Offshore Banks Hold Your Investments in “Safe Custody”
Managed Accounts: You Set the Rules
U.S. Tax Traps in Offshore Funds
Your Offshore Permanent Portfolio
The Multi-Currency “Carry Trade” Investment Strategy
Sharing the Plunder with MLATs
When Is Too Much Competition “Harmful Competition?” Why It Costs More to Bank Offshore—and How to Reduce Fees and Commissions
Globalizing Asset Forfeiture. U.S. Reporting Requirements for Offshore Investments
What’s Reportable?
FBARs Aren’t the Same as Tax Returns
Foreign Investors May Eventually Need to Disclose Non-U.S. Accounts
You Must Report Offshore Insurance, Annuity, and Gold Accounts
Expanded Reporting for Offshore Holdings Over $50,000
IRS Efforts to Force Compliance Are Increasing
Six Non-Reportable Offshore Investments
Amnesty—or Not? Opening and Operating Your Offshore Bank Account
Funding and Repatriating Foreign Investments
Transferring Ownership at Death without Probate
Your Offshore Trust
Benefits of Offshore Trusts
Structuring an Offshore Trust
Choosing a Trustee and Protector
Challenges to Offshore Trusts
U.S. Tax and Reporting Requirements for Offshore Trusts
Offshore Private Interest Foundations: Not Recommended for Americans
The Many Benefits of Offshore Variable Annuities
The Amazing Private Annuity
Compliance with U.S. Tax Law
The Unique Benefits of Offshore Private Placement Life Insurance
Leave “Assembly Line” Insurance Policies Behind
Configuring Your PPVUL Policy
Due Diligence for Offshore Private Placement Life Insurance
Compliance with U.S. Tax Law
The Right Way to Use Offshore Business Entities
Foreign Corporations Are a Tax Minefield for U.S. Taxpayers
Planning a Tax-Advantaged Offshore Business
Offshore LLCs are Usually Better for Americans than IBCs
Offshore LLCs Offer Superior Asset Protection
Offshore LLCs and Your Retirement Plan
Reporting Obligations for U.S. Persons Using Offshore Business Entities
Bearer Securities Are a Trap for U.S. Taxpayers. Is “Captive” Insurance for You?
Live Offshore and Earn Nearly $200,000 Annually, Tax-Free
Unearned Income is Taxable— with One Important Exception
Even if You “Live Nowhere,” You May Still Owe Tax
Expatriation—the Ultimate Estate Plan
The Best Ways to Obtain a Second Passport
The Five Flag Theory
HOW TO BUILD YOUR OWN LIFEBOAT STRATEGY
Notes
APPENDIX: A GUIDE TO CITATIONS USED IN THIS BOOK
Endnotes:
THE LIFEBOAT STRATEGY: SPECIAL BONUS REPORT
Introduction
The Four-Step Plan to Disconnect from the United States
Step 1. Move Your Assets to Safer Havens Where There is Enhanced Protection for Wealth
Step 2. Find Another Country to Live in that Offers Greater Personal Freedom
Step 3. Get Another Passport
Step 4. Give Up U.S. Citizenship and Passport
Understand the Law Where You Live or Invest
Common Law Offshore Jurisdictions
Practical Consequences of Legal Unification
The Crown: More than a Legal Artifact
Overseas Territories
Crown Dependencies
The Commonwealth of Nations
Belize: Strong Asset Protection Laws
Bermuda: Leading Captive Insurance Center
Cayman Islands: Bankruptcy Ahead?
Cook Islands: Birthplace of Offshore Asset Protection Trusts
Hong Kong: “Offshore” Meets “Onshore”
Singapore: The World’s Most Efficient Low-Tax Jurisdiction
St. Kitts & Nevis: State-of-the-Art LLC Law and Economic Citizenship
Civil Law Offshore Jurisdictions
Austria: Bank Secrecy of Constitutional Rank
Liechtenstein: Birthplace of the Offshore Industry
Panama: Low-Cost Financial Center with Residence Incentives
Switzerland: The World’s Quintessential Asset Haven
Further Updates
Notes
Endnotes:
