Coin Collecting For Dummies

Coin Collecting For Dummies
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Discover a new hobby—or refine your existing techniques—with this practical coin collecting handbook In Coin Collecting For Dummies, professional rare coin dealer Neil Berman delivers a hands-on and fun guide to the intriguing hobby of numismatics —also known as coin collection! You'll learn how to buy, sell, grade, value, handle, and store your coins, as well as how to decide what kind of coins you should collect and how to assemble or diversify your collection. In this book, you'll also find out how to: Evaluate coins based on their age, condition, rarity, and more Navigate and make use of auction houses that deal in the buying and selling of rare coins Make the most of your new hobby by learning where to find rare coins and how to complete your collections There's no one «right» way to collect coins. But Coin Collecting For Dummies will show you how to avoid the most common pitfalls and take advantage of some handy tips, tricks, and best practices that make collecting coins even more fun and exciting. Perfect for the novice collector, or seasoned veterans looking for the latest news in coin grading and history, this book is a must-read for anyone interested in the fascinating world of coin collection.

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Neil S. Berman. Coin Collecting For Dummies

Coin Collecting For Dummies® To view this book's Cheat Sheet, simply go to www.dummies.com and search for “Coin Collecting For Dummies Cheat Sheet” in the Search box. Table of Contents

List of Tables

List of Illustrations

Guide

Pages

Introduction

About This Book

Foolish Assumptions

Icons Used in This Book

Beyond the Book

Where to Go from Here

Making Heads and Tails out of Coin Collecting

Welcome to the World of Coin Collecting

B.C: BEFORE COINS

On Your Mark, Get Set, Go: Starting Your Coin Collection

Eeny, Meeny, Miney, Moe: Deciding Which Coins to Collect

I Pledge Allegiance: Turning Your Attention to U.S. Coins

I'll Take That One, and That One, and That One: Buying Coins

Parting Is Such Sweet Sorrow: Selling Your Coins

Understanding Numismatics

Admitting Your Numismatism

Discovering How Cool Coin Collecting Can Be

Collecting versus Accumulating

Collecting Various Types of Coins

Gold and silver coins

Commemorative coins

BU Rolls

silver certificates

Getting Excited about Collecting Today

50 State Quarters

Sacagawea dollar

New commemorative issues

Error coins

Arming Yourself with Knowledge

Gaining Knowledge Before You Buy

Understanding the parts and purpose of a coin

Putting the book before the coin

Trade papers

Numismatic books

Price guides

Grading guides

WHAT WOULD YOU DO?

Mix and mingle

Affecting a Coin’s Value

Age: Good for wine, good for coins?

Condition: Pumping them up

THE HOARD FACTOR

Demand: Demanding high dollar

HOARDING WASHINGTON CARVER

Rarity: Hunting for treasures

Supply: Giving them what they want

Deciding What to Collect

Staying focused

Thinking long-term

Long-term price trends

Long-term opportunities

Storing Your Collection Correctly

Holdering Them the Right Way

Keeping Away from the Cleaning Products

Removing dirt

Handle with kid gloves

Wash your hands before touching

Ask before removing a coin from a holder

Watch out for the holder

Handle a coin by the edges

Keep your mouth shut

Hold a coin over a soft surface

Keeping Them High and Dry

Keepin’ ’em dry

Using a desiccant

Securing Your Stash: At Home and on the Road

Deciding between a home safe and a safe-deposit box

Carrying coins in your car

HOW ALARMING: A HOME SYSTEM

Carrying coins on a plane

How comforting is your inn?

Dealing with a robbery

Insuring Your Investment

Ancient to Present Day: Choosing Coins for Your Collection

Showing Their True Age: Ancient Coins

Ancient Coins — of Gods and Men

Deciding Which Ancient Coins to Collect

Ancient Greek coins

Ancient Roman coins

Biblical coins

Byzantine coins

Understanding How Age Affects Value

It’s All Greek to Me!

Knowing Where You Can Get ’Em

Making a Safe Bet with U.S. Coins

Discovering a Finely Tuned Market

Understanding Why U.S. Coins Are So Popular

Recognizing Desirable Coin Characteristics: Liquidity, Liquidity, Liquidity

Globetrotting with World Coins

A Few Hints for Beginners

Collecting by country

Collecting by denomination

Collecting crowns

Collecting by date

Collecting topically

Recognizing the Hot and Cold Countries

Understanding That Grading Standards Are Not All the Same

Obsession with quality is okay — to a point

Extremely Fine is not Extremely Fine is not Extremely Fine

Exploring the Wild Side with Rare, Expensive, and Esoteric Coins

Looking for the Best of the Best

Collecting Finest Known coins

Checking Condition Census

Recognizing Odd and Curious Money

Investigating Tokens, Medals, and Miscellaneous Coins

Hard Times tokens

Good For tokens

Civil War tokens

Washington medals

Collecting by Die Variety — the Spice of Life

Focusing on U.S. Coins

Colonial Coins: America’s Ancients

Recognizing a Colonial Coin

Locating Foreign Coins Used in the American Colonies

French coins

Irish coins

British coins

Spanish coins

London elephant tokens

Appreciating How Colonies and States Expressed Themselves

Massachusetts

New Jersey

Connecticut

Vermont

New York

Virginia

Collecting Privately Issued Coins and Tokens

Mott token

Brasher doubloon

Higley coppers

Distinguishing Quasiofficial Colonial Coins

Continental dollars

Fugio cents

Nova Constellatio coppers

Washingtoniana: America Goes Ape for Its First President

Unity States cent

1791 Washington large eagle cent

1793 ship halfpenny

1795 grate halfpenny

Liberty and Security penny

Copper and Nickel Coins: Made for the Masses

Getting the Hang of Half Cents

Major types of U.S. half cents

Liberty cap, head facing left (1793 only)

Liberty cap, head facing right (1794–97)

Draped Bust (1800–08)

Capped Bust or classic head (1809–36)

Braided Hair or coronet type (1840–57)

Collecting U.S. half cents

Living Large with Large Cents

Major types of U.S. large cents

Flowing Hair, chain cent reverse (1793 only)

Flowing Hair, wreath reverse (1793 only)

Liberty cap (1793–96)

Draped Bust (1796–1807)

Capped Bust or Classic Head (1808–14)

Matron head (1816–39)

Braided Hair or coronet type (1839–57)

Collecting U.S. large cents

Seeking Out Small Cents

Major types of U.S. small cents

Flying Eagle (1856–58)

Indian head (1859–1909)

Lincoln type, wheat ears reverse (1909–58)

Lincoln type, Memorial reverse (1959–present)

Collecting U.S. small cents

Taking on Two-Cent Pieces

Rounding Up the Three-Cent Nickel

Firing Up for the Five Cents (or Nickels)

Major types of U.S. five-cent pieces

Shield nickel (1866–83)

Liberty-head or V nickel (1883–1913)

Indian-head or buffalo nickel (1913–38)

Jefferson-head nickel (1938–present)

Collecting U.S. five-cent pieces

Silver Coins: Keeping Commerce Alive

Thrilling Yourself with Three-Cent Silvers

Major types of U.S. three-cent silvers

Collecting U.S. three-cent silvers

Hunting Down Half Dimes

Major types of U.S. half dimes

Flowing Hair (1794–95)

Draped Bust (1796–1805)

Capped Bust (1829–37)

Seated Liberty (1837–73)

Collecting U.S. half dimes

Digging in for Dimes

Major types of U.S. dimes

Draped Bust (1796–1807)

Capped Bust (1809–37)

Seated Liberty (1837–91)

Barber (1892–1916)

Mercury head (1916–1945)

Roosevelt head (1946–present)

Collecting U.S. dimes

Touring Around for 20-Cent Pieces

Calling All Quarter Dollars

Major types of U.S. quarter dollars

Draped Bust (1796–1807)

Capped Bust (1815–38)

Seated Liberty (1838–91)

Barber (1892–1916)

Standing Liberty (1916–30)

Washington head (1932–present)

Collecting U.S. quarter dollars

Holding On to Half Dollars

Major types of U.S. half dollars

Flowing Hair (1794–95)

Draped Bust (1796–1807)

Capped Bust (1807–39)

Seated Liberty (1839–91)

Barber (1892–1915)

Walking Liberty (1916–47)

Franklin head (1948–63)

Kennedy head (1964–present)

Collecting U.S. half dollars

Digging Around for Dollars

Major types of U.S. dollars

Flowing Hair (1794–95)

Draped bust (1795–1804)

Seated Liberty (1836–73)

Trade (1873–85)

Morgan (1878–1921)

Peace (1921–35)

Eisenhower head (1971–78)

Anthony head (1979–99)

Sacagawea (2000–present)

Collecting U.S. dollars

Gold Coins: Concentrated Wealth

THE HISTORY OF GOLD COINS IN THE UNITED STATES

$1 Gold Pieces

Liberty-head gold dollar (1849–54)

Indian-princess gold dollar (1854–89)

$2.50 Gold Pieces

Turban Head $2.50 gold piece (1796–1807)

Capped Bust $2.50 gold piece (1808–34)

Classic Head $2.50 gold piece (1834–39)

Liberty-head $2.50 gold piece (1840–1907)

Indian-head $2.50 gold piece (1908–29)

$3 Gold Pieces

$4 Gold Pieces

$5 Gold Pieces

Turban Head $5 gold piece (1795–1807)

Capped Bust $5 gold piece (1807–34)

Classic Head $5 gold piece (1834–38)

Liberty-head $5 gold piece (1839–1908)

Indian-head $5 gold piece (1908–29)

$10 Gold Pieces

Turban Head $10 gold piece (1795–1804)

Liberty-head $10 gold piece (1838–1907)

Indian-head $10 gold piece (1907–33)

$20 Gold Pieces

Liberty-head $20 gold piece (1849–1907)

Saint-Gaudens $20 gold piece (1907–33)

Commemoratives: Raising Money with Money

Commemorate This!

The Early Years (1892–1934): Commemoratives Under Control

The Age of Abuse (1934–54): Commemoratives Out of Control

Modern Commemoratives (1982–present): Money Coins

Circulating Commemoratives

50 State Quarters

Tips for Collecting Commemoratives

Advancing to Oddball Coins

Understanding Pattern Coins

Collecting Pioneer or Private Gold

Finding Confederate Coins

Appreciating Proof Coins

Recognizing Hawaiian Coins

Identifying Error Coins

THE STRANGEST ERROR COIN

Buying and Selling Coins the Safe Way

Wheeling and Dealers

Finding a Good Coin Dealer

Localizing Your Efforts

Going to the Nationals

Going Global

Evaluating the global pros

Weighing the global cons

Surfing the Net for a Deal

Grading and Authenticity, Rarity, and the Establishment of Value

MAKING THE GRADE

Factors That Affect Grade

Eye Appeal

Circulated vs. Uncirculated Coins

Precision Grading

Consistency of Grading

Proofs, Patterns, and Specimens

Overgrading and Overpricing

Grading Guarantees

Authenticity and Originality

Rarity and the Establishment of Value

Market Demand and Survival Rate

Foiling the Fakes

Resisting Temptation

KNOWING CRIMINAL MOTIVES

Becoming Your Own Expert

Finding Out about Repaired, Restored, and Recolored Coins

Cleaned coins

WALKING THE PLANCHET

Curated coins

Dipped coins

Scrubbed coins

Erasered coins

Whizzed coins

Repaired coins

Recolored coins

Getting Duped

Scams

Misrepresentation

Overgrading

Undergrading

Cheap offers

Caveating Your Emptor

Saving the Day: Return Privileges and Guarantees

No return privilege

Return privileges

Guarantees

Slamming the Scammers

Grading with the Pros

The Grading Process

Submitting coins to be graded

Grading

Encapsulation

Shipping

Numismatic Guarantee Company (NGC)

Professional Coin Grading Service (PCGS)

Certified Acceptance Corporation (CAC)

The Other Guys

Restoration and Conservation

Toning

Spots

Metal

Means to an end

Selling Your Coins Yourself

Knowing What to Expect

Deciding Whether to Sell Coins Yourself

Getting Ready to Sell Your Collection

Knowing what you have

Understanding that looks are everything

Getting the grading done beforehand

Pricing properly

Knowing Where to Sell Your Coins

Coin dealers

Selling your entire collection

Selling your collection one coin at a time

Coin shows

Direct marketing via publications or online services

Through specialty clubs

Through trade papers

Through online auction site

Mastering the Art of Selling

Be assertive

Talk ’em up

Appeal to a need

Convey a sense of urgency

Stick to your pricing

Sell from the bottom

Remain patient

THE 20/50/30 RULE

Keeping Good Records

Donating the Rest

Going Once, Going Twice: Buying at Auction

Flying Like Bees to Honey

Seeking a rare flower

YOU CAN’T BUY PUBLICITY LIKE THIS

Getting stung

Preparing to Buy

Obtaining the catalog

Reading the terms and conditions of sale

Registering to bid

Studying the catalog

THE ULTIMATE IN HIDDEN TREASURES

Choosing your battles

Setting your limits

Bidding

In person

GREAT MOMENTS IN AUCTION BIDDING

By mail or phone

Via an agent

Reserving Yourself

Hauling Yourself to Online Auctions

Getting Internet versions of auction catalogs

Using eBay

The Coin Auction Arena

Consignment Journey

If you are a seller

If you are a buyer

Heritage Auctions: “The Titan”

Top Performing Auction Houses

GreatCollections Coin Auctions

Legend Rare Coin Auctions

Stack’s Bowers Galleries

Lyn Knight Auctions

Goldberg Auctions

Kagin’s

David Lawrence Auctions

THE CATALOGUING PROCESS BY JOHN KRALJEVICH

Coin Investments, Taxes, and the Law

Investing in Coins in Theory

THE HISTORY OF COIN INVESTMENTS

RARE COIN INVESTMENT

Dealing with Taxes

Sales taxes

Income taxes

The Part of Tens

The Ten Most Valuable U.S. Coins

1933 Double Eagle ($18,872,250) PCGS MS65

1794 Flowing Hair Dollar ($10,016,875)

1787 Brasher Doubloon EB on Wing ($9,360,000)

1822 $5 ($8,400,000) PCGS AU50

1804 Bust Dollar ($7,680,000) PCGS PF68

1787 Brasher Doubloon EB on Breast ($7,395,000)

1861 $20 Paquet Reverse ($7,200,000)

1794 $1 (Lord St Oswald) ($6,600,000) PCGS MS66+

723 AD Umayyad Gold Dinar (£3,720,000-$6,029,400)

1804 $10 Proof Eagle (5,280,000) PCGS PF65+ DCAM

Ten Favorite U.S. Coin Designs

1792 Silver Center Cent

1849 Double Eagle

1907 Ultra-High Relief Double Eagle

1822 Half Eagle

1785 Immune Columbia Constelatio in Gold

1776 Continental Dollar

1793 Wreath Cent

1809–36 Capped Bust Half Dollar, Second Style

1794 Flowing Hair Dollar

1808 Quarter Eagle

Ten Ways to Get Your Kids Involved in Coin Collecting

Show Them Some of Your Favorite Coins

Show Them a Book That Illustrates the Coins You Own

Show Them Interesting Coin Websites

Start Them on Collecting the 50 State Quarters or the Presidential $1 Coins

Use Coins in a School Project

Take Them to a Museum

Take Them to a Coin Dealer

Take Them to a Coin Show

Take Them to a Coin Auction

Take Them to a U.S. Mint

Glossary

Index. A

B

C

D

E

F

G

H

I

J

K

L

M

N

O

P

Q

R

S

T

U

V

W

Y

Z

About the Author

Dedication

Author’s Acknowledgments

WILEY END USER LICENSE AGREEMENT

Отрывок из книги

Welcome to Coin Collecting For Dummies, 3rd Edition. You may have just discovered coin collecting for the first time and want to find out more. Or perhaps you’ve collected coins for a while and want to take your hobby to the next level.

Coin collecting is a hobby you can share with family and friends. It’s relaxing and as expensive or inexpensive as you want it to be. Coin collecting teaches history, geography, observational skills, organizational skills, and analytical tools — all without your thinking about it. If you buy properly, coins can be an excellent place to park your money for a rainy day, and if you buy the right coins and the market improves, you may even be able to make a profit on your collection someday.

.....

There’s an art to selling anything, and coins are no exception. You need to know what to expect when you sell your coins., Decide whether to sell your coins yourself, and prepare to make the sale. You will need to get your coins properly graded and fairly priced, find coin dealers to sell to, and keep records of your sales. Turn to Chapter 19 for the lowdown.

If you decide to have a professional sell your coins, your choices are to sell directly to a dealer, on consignment, or at a public auction. You have to make sure that you’re paying a fair commission, know how to set a price, and choose a dealer. If you decide to go the auction route, you need to know how to pick an auction house, the fees you should expect to pay, and the fees you should not pay. Chapter 21 fills you in. I also tell you what you’ll find in an auction contract and provide a handy list and up-to-date description of all the current leading coin auctioneers in the United States.

.....

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