In order to develop production and expand markets for all interested in handling financial resources. Own funds are limited because actual borrowed funds of credit institutions. Loan is secured by collateral, for which execution is levied for improper fulfillment of financial obligations. When activated, deposit procedures arises business process by which the performance of collateral, encumbered with outstanding financial obligation, it becomes a catalyst for dispersion of its value among the involved credit institutions affiliated to it the same structures, and the borrower, the owner of the collateral, forced to pay for their services. Registry of collateral individual credit institution is the value of having a monetary value, or more precisely register the debt, the return of the collateral is provided, during the implementation procedures of the collateral is an extremely topical issue of cost. Affiliated bank structure use a "ready" for implementation of the collateral as a financial instrument whose value is dynamic in time.
Оглавление
Николай Камзин. Diffusion value of the pledge. Collector activity
Introduction
Chapter 1. Collateral relationship: concept, features, peculiarities of legal regulation
1.1.The concept of bail in civil law
1.2.Psychological aspects of legal characteristics of the collateral relations
1.3.Institutional affiliation of collateral relationship. Specificity of civil regulation
Chapter 2. Grounds for mortgage
2.1.The content of the credit agreement secured by a pledge
2.2.Requirements of credit institutions in the mortgage law relations: species, the base
Chapter 3. The implementation of the collateral
3.1.The main principles of realization of the collateral
3.2.The foreclosure of the mortgaged property
3.2.1.General provisions of the foreclosure on the collateral
3.2.2.Pre-trial procedures related to the implementation of the collateral
3.2.3.Implementation of the mortgaged property
Conclusion
Bibliographical list
Normative Acts
Constitution
Federal laws
Subordinate act
Judicial practice
Scientific and education literature
Monographs
Articles periodicals
Appendix
Распыление стоимости предмета залога среди аффилированных кредитной организации структур
Diffusion value of the collateral among the affiliated persons of the credit organization structures
About authors
Отрывок из книги
By mortgage lender on the secured obligation is entitled in the event of default by the debtor of the obligation to obtain satisfaction from the value of the mortgaged property prior to other creditors of the person who owns the property, with the exceptions established by law (par. 1, art. 334 Civil Code). Pledge performs security functions, determines how the principle of preferential position of the pledge in relation to other creditors and the principle of following the right mortgage for a foreclosure sale[3].
The pledge is known since Roman law that called for three main types of collateral[4]:
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If we consider the period of human life as the period of existence of an active subject of the economic sphere of society, its potential in the short and long run are directly related. With a possibility in the short term, the person has potential, definitely needed him in the future, formed as a result of effective activity in the past as an excess or a wrongful retention, therefore, its use in the present may lead to certain consequences. First, prevent the potential benefits of a safety net buffer, secondly, lead to a balance, third, will be the basis of loss-making influence.
With the materialization of a man of his own abilities, achievement of results, harmonizing the inner and outer world, the progressive development of the individual, society is also evolving and it material, spiritual, and social spheres of existence are saturated with goods, fruits direct and indirect effects of human creativity. For a single person it is the external environment (exposure) is recognized in mind that influences his inner world and challenging it active.
