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Patricia Barry
Medicare For Dummies
Читать книгу Medicare For Dummies - Barry Patricia, Patricia Barry - Страница 1
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Medicare For Dummies® To view this book's Cheat Sheet, simply go to
www.dummies.com
and search for “Medicare For Dummies Cheat Sheet” in the Search box. Table of Contents
List of Tables
List of Illustrations
Guide
Pages
Страница 8
Страница 9
Страница 10
The Nuts and Bolts of Medicare: What It Is and How It Works
Addressing Some Upfront Questions
Coming to Terms with the ABCs (and D) of Medicare
Part A
Part B
Part C
Part D
Recognizing That You Have Choices and Must Make Timely Decisions
Страница 19
Spelling Out What Medicare Covers (A Lot, but Not Everything)
Understanding What Part A and Part B Cover
Necessary medical care
Preventive care
Specialized care in certain circumstances
Care in a skilled nursing facility
Home health-care services
Hospice care
Palliative care
End-of-life care counseling
Pregnancy and childbirth
Medical supplies and equipment
Knowing What Part D Covers
Making sense of drug coverage that can vary throughout the year
Finding out about formularies
Laying out the drugs Part D plans must cover
Recognizing the drugs Medicare doesn’t pay for
Determining when drugs are covered by Part A, Part B, or Part D
The Gaps: Discovering What Medicare Doesn’t Cover
Routine hearing, vision, dental, and foot care
Home safety items
Nursing home care
Medical services abroad
Services that may be nice but aren’t necessary
Distinguishing When Coverage Comes with Limits
Limits on hospital stays
If you’re enrolled in traditional Medicare
If you’re enrolled in a Medicare Advantage health plan
Limits on skilled nursing facility stays
Limits on mental health benefits
Outpatient psychiatric services
Psychiatric care in a hospital
Mental health benefits in Medicare Advantage plans
Limits on therapy services
Страница 54
Understanding What You Pay Toward Your Costs in Medicare
Boning Up on Premiums, Deductibles, and Co-payments
Part A costs
Premiums
Deductible
Co-payments (hospital and skilled nursing facility)
Co-payments (home health care and hospice care)
Out-of-pocket limits
Part B costs
Premiums
Deductible and co-payments
Out-of-pocket limits
Part D costs
Premiums
Deductible
Co-payments
Out-of-pocket limits
Medicare Advantage costs
Premiums
Deductible
Co-payments
Out-of-pocket limits
Paying Higher-Income Premiums
Understanding who’s liable for the surcharges
Determining when you may be liable, even if your income isn’t high
Recognizing that you may be liable for a Part D surcharge, even without a Part D plan
Figuring out what the surcharges cost you
Getting the surcharges waived
Knowing what qualifies as a life-changing event
Verifying whether other situations qualify for a waiver
Paying Different Premiums than Other People in Certain Years
Paying Medicare Taxes While Receiving Medicare Benefits
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