News reports – including a segment on 60 Minutes – have depicted the entire country of Mexico as being an absolute mess, awash in blood and guns on every street corner. Ironically, people living there have a dramatically different perspective, especially in the "fly-in" destinations that continue to hold their value.<br><br>Despite what you may have heard, read and seen, the country is not under siege. The laid-back lure of Mexico's beaches, forests, deserts, people, and culture has been capturing visitors and second-home buyers for decades and has become an international draw no longer driven solely by Americans and Canadians. Not only is land plentiful, exotic, captivating, and beautiful but also it is typically more affordable than most of the property found in America's getaway areas.<br><br>Much has been written about the kidnappings, roadside hijackings, crooked cops and ever the infamous bandidos in some of the regions of Mexico. Most of the violence south of the border, however, is directly related to the drug cartels and the authorities who are trying to eradicate them. There is absolutely no pattern of any innocent U.S. citizens being randomly murdered in drug violence. <br><br>In this book, we will meet other second-home buyers, investors and retirees who share positive views about living and investing south of the border. We will show you their answers to our questions about crime and occupancy in key areas of the country. We'll also explain why Mexico will become a needed alternative especially for 59,250,000 baby boomers that have not saved enough to fund their retirement years.
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Tom MD Kelly. Bargains Beyond the Border - Get Past the Blood and Drugs: Mexico's Lower Cost of Living Can Avert a Tearful Retirement
Acknowledgements
About the Author
Introduction. The Majority of Mexico Remains Laid-Back, Welcoming and Safe ‘Not Every State Is Involved in the Drug Trade’
Chapter One. The Perception of Crime is Way Out of Line. U.S. Expats Still Feel Safe, Carefree
Chapter Two. Understanding the Need for a Less Expensive Alternative. The Boomer Moment: When the Wheels Really Came Off
Chapter Three. Rent to Retire: The Earlier You Start, the Better Off You Will Be. Why Not let Vacationers Pay Your Mortgage Until You’re Ready to Move?
Chapter Four. Top 10 Places to Live and Invest in Mexico. Everybody Dreams about a Secret Spot to Spend Their Time
Chapter Five. Are Lenders Writing Mortgages in Mexico? Stung by the Mortgage Meltdown, Avenues Are Still Available
Chapter Six. Different Roads: Five Fabulous Financing Options. Underestimated Programs Can Put You in the Sun - Sooner
Chapter Seven. The Tax Man: What to Expect From Uncle Sam. Home-Sale Exemption Also Works South of the Border
Chapter Eight. Weighing Key Differences – Property Taxes, Health Care, Notarios. Research the Basics Before You Make Any Move
A Final Word
Helpful Websites
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The author wishes to thank the numerous individuals who provided creative insights, direction and useful information for this book. Leading this list are Mitch Creekmore, Linda Owens, Christine Karpinski, Joanne Elizabeth Kelly, Tim O’Brien, Brad Inman, Rick Cesari, Jorge Gomez, Ron Lynch, Benjamin Beja, Rob Keasal, John Tuccillo and Kevin Hawkins. I also am grateful to the numerous second homeowners and renters for sharing their stories.
As author, nationally syndicated newspaper columnist and talk-show host, Tom Kelly has carved a niche as one of the leading journalists specializing in homes for retirement, investment and vacation. His ground-breaking “How a Second Home Can Be Your Best Investment” (McGraw-Hill), written with economist John Tuccillo) showed consumers and professionals how one additional piece of real estate could serve as an investment, recreation and retirement property over time. “Cashing In on a Second Home in Mexico” (Crabman Publishing) written with Stewart International’s Mitch Creekmore, is the first in a series exploring the benefits of international second home marketplace. “Cashing In on a Second Home in Central America”, was written with Creekmore and National Association of Realtors international real estate specialist Jeff Hornberger.
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Keep in mind our trip is not about the cost of real estate. It’s about the cost of living. Oh, and Mexico DOES have a property tax – approximately 10 percent of what you are paying now.
In this book, we will correct Cramer’s mistake on tax plus meet other second-home buyers, investors and retirees who share his views about living and investing south of the border. We will show you their answers to our questions about crime and occupancy in key areas of the country. We’ll also explain why Mexico will become a needed alternative especially for 59,250,000 baby boomers that have not saved enough to fund their retirement years.
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