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CHAPTER IV – THE BEST LAID PLANS

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Margaret was right in her anticipations regarding Colonel Conway's attitude. He highly approved of the young man upon whose gallantry in rescue he had enthusiastically and incessantly descanted in all companies. He was in no mood to find fault with the slight lapse of Boyd Westover from conventional propriety. He liked the way in which Boyd presented his case, neither justifying his conduct by argument nor offering excuses for it, but treating it as a matter of manhood necessity.

"I suppose I should not have addressed Margaret when I did," he said in manly fashion; "I ought to have waited, but under the circumstances I couldn't help myself. Hang it, Colonel, there are times when a man must do things he ought not."

"Right, my boy, altogether right, absolutely right, eternally right," was the enthusiastic response. "It's blood that flows in your veins—hot blood—and not tepid milk and water. Why, sir, I courted Margaret's mother as we hung to the gunwale of a capsized sailboat, and I've been proud of it all my life, sir. A mollycoddle would have waited for her to comb her hair and put on dry clothes while he was making up pretty speeches for the occasion. That's the mollycoddle's way. The man's way is to tell the girl he loves her, whenever the right moment comes, and leave the dry clothes and the pretty speeches for another time. So don't apologize, don't fret, don't give the thing another thought. You shall have Margaret's hand with her father's blessing whenever you and she choose to fix upon the day. I'll pack The Oaks with the best of good company; there shall be feasting and—oh, by the way, there's one little formality I suppose you'll have to go through. There's Margaret's aunt,—my sister Betsy, you know. It'll be best all around if you treat her with distinguished consideration. She's apt to stand upon her dignity, and I've always found it best to recognize the fact, gracefully. It ministers to peace and comfort. I think you and Margaret had better present yourselves to her together, and do the thing up with all the formalities. It will not be necessary to mention to her the little slip you've been confessing to me. She'd probably take it seriously. It's a way she has. You can just let her think the thing occurred here to-day. You and Margaret can go out into the garden after dinner, and when you return present yourselves to Betsy and tell her about it as if it had just happened."

With the reassurance of the solemn words Margaret had spoken the day before, Boyd Westover had no great fear of anything "Aunt Betsy" might say, but he was disposed to humor Colonel Conway, and besides he foresaw that life at The Oaks might be pleasanter for Margaret with the old lady's approval than without it. So the little diplomatic stratagem was carried out so successfully that Aunt Betsy—always chary in the bestowal of praise—said to Margaret that night:

"If you must marry,—and I suppose you must,—I'm glad you're to marry a young gentleman who observes the courtesies of life and knows how to treat his elders with proper respect. I rather approve of Mr. Boyd Westover."

"Thank you, Aunt Betsy," Margaret answered, concealing a smile. "You don't often say so much in praise of a young man."

"Of course not. In these days it's not easy to find young gentlemen who deserve any praise at all. Manners are so dreadfully lax nowadays. Even you shock and distress me frequently, in spite of the pains I've taken to train you properly."

"Why, Aunt Betsy, what have I been doing now? Is it something dreadful?"

"From my point of view it is. You spoke of Mr. Boyd Westover just now, by implication at least, as a 'young man.' A young lady doesn't associate with 'young men'; those whom she recognizes are young gentlemen."

"If you'd seen him encounter that bull and snatch me from under his horns, Aunt Betsy, I reckon you'd have thought him a good deal of a man."

"No—a good deal of a gentleman rather. The distinction is important, my dear, though I can't make you see it. And besides he's so polite to his elders, especially ladies. I was never more respectfully treated in my life. He's just like the young gentlemen of my time. Of course when he addressed you he sank upon his knees—"

"He certainly did nothing of the kind," Margaret answered hotly. "If he had I should have spurned him with contempt. No man who respects himself would bend his knee to any woman."

"I wish you would say 'gentleman' and 'lady'—and especially wouldn't call yourself a 'woman,' Margaret. It's positively shocking. But it's so with everybody in these degenerate days—even well-bred young girls, and Heaven is my witness that I've tried hard, to raise you well. When did he address you the first time?"

"There was only this one time," Margaret answered, dreamily, as she recalled the scene on the porch.

"Do you mean, Margaret, that you accepted him the first time he asked you?"

"Yes, Aunt Betsy, why not? I loved him."

"Margaret, you shock me; worse than that, your conduct grieves and afflicts me. Haven't I told you a thousand times that no lady ever forgets her dignity so far as that?"

"I haven't counted the times, Aunt Betsy, but probably your estimate of a thousand isn't far wrong. It is more than five hundred at any rate."

"Margaret, you trifle, and I'm not accustomed to be trifled with."

"I beg your pardon, Aunt Betsy. I didn't mean to trifle. Listen to me seriously now. I hold the love of a man and a woman to be the holiest thing on earth. I regard all trifling with it as blasphemy, and I think all your rules and conventionalities concerning it silly and sinful nonsense. If there is ever a time when a woman should be honest and truthful it is when the man she loves tells her of his love and asks for hers in return. There, I have shocked you dreadfully, I know, but you forced me to do it. I have spoken the truth as my soul sees it."

Without another word the high-strung girl quitted the room. It was the first time in her life that she had "broken bounds" with her aunt, and her self-assertion astonished even herself. But she did not and would not repent of it. Love had brought to her a new dignity of womanhood, that was all.

During the week that followed Boyd Westover found himself a busier man than he had ever been before. He was up at dawn to set going the day's work in the crops, and not long after sunrise he was apt to appear at The Oaks where Margaret awaited his coming for their early morning ride. After breakfast with her he returned to his fields, but by four o'clock he was at The Oaks again for dinner. His evenings were spent in his own chamber, where he toiled over papers until far into the night, in an effort to master every detail of the financial condition of the Wanalah estate.

When he had done so, he asked for a conference with Colonel Conway, to whom he explained his plans.

"I find that the interest charged on nearly all the notes my father gave is higher than it ought to be; on some it is positively extortionate. My father was an optimist, I suppose, and he seems to have fallen among thieves—money lenders, I should say."

"One and the same thing," said the elder man. "I know their kind. I'm myself a victim. Go on."

"Well, as I figure it out, the excessive interest the estate is paying—I mean the amount of interest in excess of a reasonable rate—eats up about half the tobacco crop every year, and I've decided to stop it, just as we stop the depredations of the worms and grasshoppers."

"Good! But how?"

"Why, I'm going to Richmond, and perhaps to the North if necessary, to find some one who will take a single mortgage loan for the whole amount of the estate's debts, a loan carrying a reasonable rate of interest. With the proceeds I'll cancel all the present debts, and thereafter the estate will have but one creditor, pay a moderate interest and devote every dollar of surplus earnings to a steady reduction of the principal. I've figured the whole thing out, and with ordinarily fair crops and a reasonable style of living, I can extinguish the entire debt in ten years or less."

The two went together over the figures, and the older man, who was both shrewd and experienced, pronounced the plan entirely sound and feasible. It remained only to find the bank, insurance company, or other financial institution that would make the loan.

In search of that, Boyd Westover set off almost at once for Richmond. As he rode away after parting with Margaret he turned in his saddle and gaily waved her a last adieu, quite as if the parting were expected to be for months or years instead of for the brief tale of days the youth assigned to it.

Westover of Wanalah

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