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Table of Contents

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INTRODUCTION

CHAPTER I BANKING EVOLUTION

CHAPTER II ON THE CHOICE OF A BANKER

CHAPTER III THE CHEQUE AND ITS VARIOUS CROSSINGS

Order or Bearer.

Date of a Cheque.

A Stale or Out-of-Date Cheque.

Crossed Cheques.

Not Negotiable Cheques.

Cheques Crossed Specially.

How to Cancel a Crossing.

How to Indorse or Back a Cheque.

Agents and “Per Pro” Indorsements.

Banker’s Liability on Forged Indorsements.

Banker’s Liability where Drawer’s Signature is Forged.

When a Cheque is Legally Paid.

Stopping Payment of a Cheque or Bill.

Lost Cheques.

Sending Cheques through the Post.

Paid Cheques.

Providing for Cheques Specially.

Present your Cheques at Once.

Returned and Dishonoured Cheques.

Drawer too Ill to Sign.

Backing a Cheque for a Friend.

CHAPTER IV CREDIT-ACCOUNT CUSTOMERS

CHAPTER V DEPOSIT-RECEIPT CUSTOMERS

CHAPTER VI THE BANK RATE IN RELATION TO BANKERS’ CHARGES

CHAPTER VII LOANS AND ADVANCES IN LONDON

CHAPTER VIII OVERDRAFTS IN THE COUNTRY

CHAPTER IX HOW TO CHECK BANKERS’ CHARGES

CHAPTER X BILLS, COUPONS, FOREIGN DRAFTS, ETC.

Discounted Bills.

Coupons.

CHAPTER XI UNCLAIMED BALANCES

CHAPTER XII BANK SHARES

An English Provincial Bank.

CHAPTER XIII THE PAY OF BANK-CLERKS

Banks and Their Customers

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