Читать книгу Introduction to Islamic Banking and Finance - M Kabir Hassan - Страница 23

2.2.1Interest is the price of risk

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Lending money for stipulated interest does not involve risk. The lender gets interest in any situation, no matter whether the borrower earns profit or loss. Even when the borrower takes a loan for meeting health expense or buys essential food intake from the borrowed money, the borrower is required to pay interest. Even when the loans are provided to commercial businesses, the returns from enterprise in the real economy are uncertain. After taking the risk, businesses either earn profit or incur loss.

Introduction to Islamic Banking and Finance

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