Оглавление
Akeela Davis. Divorce Dollars
DIVORCE. DOLLARS: Get Your Fair Share. Financial planning before, during, and after divorce
Introduction
1. Marriage, Finance, and Divorce
Spending Profiles
Savers
Spenders
Savers, spenders, and conflict
Risk Profiles
Risk profiles and conflict
Spending Profiles, Risk Profiles, and Divorce
Professional Help
The right professional in eight easy steps
2. The Language of Separation and Divorce
Custody
Support
Child support
Spousal support (alimony)
3. From Separation to Divorce: An Overview of the Process
Separation
The Anatomy of the Divorce Process
Filing for Divorce
Settlement Negotiations
Settlement
Divorce Decree
4. Divorce: The Five Models, Their Advantages, and Their Consequences
Traditional Divorce
Mediated Divorce
Arbitrated Divorce
Collaborative Divorce
Do-It-Yourself Divorce
Considerations for Selecting a Divorce Model
Abuse-motivated separation
Trial separation
Forced separation
Mutually agreed separation
5. Your Money Issues
Net Worth Statement
Your assets, or what you own
Your liabilities, or what you owe
Cash Flow Statement
Income categories
Expenses
Into the Future
Future expenses
Future income
Go with the flow
To Keep the House or Not to Keep the House: That Is the Question
Don’t Forget Your Other Assets
Pensions
Types of pensions
Proportion of pension earned during marriage
Registered retirement investments
Dividing liabilities
Emergency Funds
Protecting Yourself and Your Loved Ones
Powers of attorney
Wills
Beneficiary designations
The Value of a Career
Insurance
Home (or property) insurance
Life insurance
Disability insurance
Critical illness insurance
Long-term care insurance
6. Separation Agreement Considerations and Separation Preparedness
Protection for Children
Special Expenses
Children’s Education
Parenting Plans
Spousal Protection
7. Starting Over: Your New Financial World
Financial Planning Considerations
Debt reduction
Savings
Investments
Risk management
Beneficiary designations
Power of attorney
Will
Marriage or cohabitation agreement
Children and your cash flow
8. Remarriage Preparedness
Marriage Contracts/Prenuptial Agreements/Cohabitation Agreements
Frequently Asked Questions
What If There Is No Agreement?
Incoming assets
Matrimonial home
Gifts, inheritances, and insurance settlements
Gifts
Inheritances
Insurance settlements
Joint assets
CPP income splitting
Banking issues and money handling
Financial Management Considerations in (Re)Marriages
A Word of Caution
Afterword
Appendix 1 — Tips on Preparing for Separation and Settlement Checklist. Tips on Preparing for Separation
Settlement Checklist
Appendix 2 — Child Support and Enforcement Resources. USA
Canada
Alberta
Saskatchewan
Manitoba
Ontario
Quebec
New Brunswick
Nova Scotia
Prince Edward Island
Newfoundland and Labrador
Northwest Territories
Nunavut
Yukon
Dedication
About the Author
Notice to Readers
Self-Counsel Press thanks you for purchasing this ebook
Contents
