Читать книгу The Trade Lifecycle - Baker Robert P. - Страница 26

A deposit is, in effect, the opposite of a loan. We give money to the counterparty today and expect the money returned plus interest at some future time. Some deposits attract interim interest at regular periods (annually or semi-annually). Others receive one interest payment at the end. In both cases, the original deposited amount is repaid at the end of the deposit period.

Figure 3.6 shows a deposit with repayment interest at regular intervals and the final receipt for the principal plus the last instalment of interest.

Figure 3.6 Cashflows on deposit with regular repayments