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DAYTON, OHIO, Oct. 12, 18——.

Messrs. HOLMES & WILSON,

Detroit, Mich.

Gentlemen: Having recently established myself in the retail Hardware trade in this city, with fair prospects of success, and being in need of new goods from time to time, would like to open an account with your highly respectable house.

My capital is small, but I have the satisfaction of knowing that what little I possess is the fruit of my own industry and saving. I can refer you to the well known firm of Smith, Day & Co., of this city, as to my character and standing.

Should my reference prove satisfactory, please forward me at once by U.S. Express,

2 Butchers' Bow Saws

½ doz. Mortise Locks, with Porcelain Knobs.

2 kegs 8d Nails,

and charge to my account.

Hoping that my order may receive your usual prompt attention, I am,

Yours respectfully,

HENRY M. BARROWS.