Читать книгу Horse Economics - Catherine E O'Brien - Страница 4

CHAPTER 1 Open Your Heart… and Your Wallet

The Personal Meaning of Horse Ownership

Seven Areas of Expenditure

Purchasing a Horse

Your Decisions Affect Your Horse’s Affordability

CHAPTER 2 Financial and Risk Management

Part I: Personal and Household General Finance

Determine Your Net Worth

Financial Risk Management Tools

Safety Nets

Budget and Cash Flow Management

Debt Management

Credit Management

Organizing Your Information

Insurance

Part II: Retirement, Investments, and Tax Planning

Retirement Planning

Social Security

Pensions and Savings

Investments

Tax Planning

Part III: Wills and Estate Planning

Wills

Estate Taxes—A Brief Overview

Trusts

Part IV: Marital and Personal Agreements

CHAPTER 3 Their Barn or Yours?

Boarding

Horses at Home

Direct Cost Comparison

CHAPTER 4 Purchasing Horse Property

The Search

The Pre-Purchase Exam

Making an Offer

Financing Your Purchase

The Closing

CHAPTER 5 Developing Your Property into a Horse Farm

Plan Your Development

Financing Options

Contractors

Contracts

Clearing Land

Estimating Project Cost

Record Keeping

CHAPTER 6 Keeping Up the Value of the Farm

Your Biggest Investment

Keeping the Pastures Green

Preserving Fence

Building Maintenance

CHAPTER 7 Selling the Farm

Deciding to Sell

Market Ready?

Sell it Yourself, or Use an Agent?

Property Value

Marketing Your Property

Receiving an Offer

Closing

Calculating Realized Gain (or Loss)

CHAPTER 8 Starting an Equine-Related Business

Small Business Prerequisites

Purchasing an Existing Business

Starting Your Own Business

Financial Assessment

Managing the Risks of Self-Employment

Local Zoning and Licenses

Creating a Business Plan

Financing

Business Organization

Business or Hobby?

Business Insurance

Dealing with Potential Problem Areas

Getting Help Starting Up

CHAPTER 9 Contracts

Elements of a Contract

Modifying a Contract

Types of Equine Contracts

Sample Contracts

APPENDIX I Blank Worksheets

APPENDIX II Glossary

APPENDIX III Resources

Index