Читать книгу How to Get a Business Loan for Commercial Real Estate - Charles Ph.D Barthelemy - Страница 9

Obtaining funding for any business, whether it is an existing or a start up can be a grueling process. Recent studies show that most banks look at the consumer as just a number. If the loan package that you are submitting is not close to perfect, there is a good chance it will be declined and the funding source will not give you the real reason why your project was turned down. We continue to see banks and large companies getting bailed out, but what about the small companies? The bottom line is that the media will tell you exactly what they want you to know, NOT THE REAL STORY. The old saying goes: “We fear what we don’t know.” This is why educating yourself on the proper way to obtaining funding for your business is so important.

Barthelemy Commercial Capital (BCC) is a company that has over 25 years combined experience. However, we as a company continue to educate our staff on what’s going on in the market along with building relationships with other funding sources. What you have to keep in mind is that the programs in Commercial Real Estate Lending are always changing, the programs that were offered five years ago or even yesterday may not or does not exist, and this is why continued education is so important. Remember when an individual just had to have a pulse in order to be approved for a business loan? (Not literally, but you get what I am saying) In contrast, in these hard economic times, it’s like pulling teeth to even speak with some concerning funding for a business. Companies are telling you no before you even walk through the door! This is why having a professional to assist you in obtaining a loan for your business is so important. Take for example: When you are sick you go see a doctor, when you are having car problems you take your car to a mechanic, when you need someone to represent you in a legal battle you get an attorney. Now, I am not saying you will not be successful in obtaining funding for your business by yourself, however, why should you go through the trial and tribulation, the anguish and stress when you can have an expert do it for you?

BCC has a 98% success rate with all of our clients; some of the main reasons why BCC is so successful are: 1) We take the time to listen (not hear) our clients needs verses their wants 2) We are able to summarize all that the client has shared with us and sell that to our funding source. We have the skill and knowledge to show all the positive and outstanding qualities that our client possesses. (In other words we can tell your story 100 times better than you can) this is because we know exactly what the funding source wants to hear, THINK ABOUT IT! Also because of the relationships we have with that particular funding source, along with a solid reputation and track record of submitting excellent projects.

There is a funding program for every project, you just have to know where to find it! This is where Barthelemy Commercial Capital comes in. BCC does not have to take time to locate the source to fund your project; this is because we have taken the time to build relationships with these particular funding sources. How many times have you heard, ”I guarantee I can get your company approved for a loan!” and the individual or company that told you that ends up shopping your project (Taking it from one source to another) and 7 months later your project is still not funded? Our company is very familiar with the programs that our funding sources offer, we are constantly educating ourselves on what is allowed and what is not allowed.

BCC is not your conventional funding source. We don’t have banker hours, we have a much smaller staff and most of all we are straight shooters. There is no project that is too small or too large and there is no business that is too small or too large. We understand that each and every project is different and requires a different program. As I stated earlier, there is a program for every project! BCC is 100% committed to funding your project and if your project is not eligible for funding we will not only advise you on what needs to be done, but also assist you in getting it done so that you will obtain funding for that project. I want you to keep in mind that Barthelemy Commercial Capital has over 25 years combined experience in this industry. BCC will not , I repeat, will not sugar coat any situation. As they say: WE WILL GIVE YOU REAL TALK, so as I said at the beginning: “If we can help you we will tell you, and if we cant we will tell you that as well.

TIME IS SOMETHING THAT WE CANNOT GET BACK, SO BELIEVE ME, WE

WILL NOT WASTE YOURS!!!!!!!

TRUST INTEGRITY HONESTY

Projects We Fund, But Not Limited To:

Multi Units Apartments

Mix Used Facilities

Churches

Restaurants

Night Clubs

Carwash

Gas Stations

Hotels

Daycare Centers

Assisted Living

Strip Malls