Читать книгу Readings in Money and Banking - Chester Arthur Phillips - Страница 2
Table of Contents
ОглавлениеTHE ORIGIN AND FUNCTIONS OF MONEY
Currency in the Pastoral State
Articles of Ornament as Currency
Currency in the Agricultural State
Manufactured and Miscellaneous Articles as Currency
QUALITIES OF THE MATERIAL OF MONEY
The Fluctuating Premium on Gold
The Effects of Greenbacks upon Wages
The Production and Consumption of Wealth
The Greenbacks and the Cost of the Civil War
Contraction and Inflation of the Legal Tenders [9]
Passage of the Resumption Act [10]
The Struggle for Resumption [11]
Arrangements for Resumption [12]
Should the Greenbacks Be Retired?
THE SILVER QUESTION IN THE UNITED STATES
Agitation for Silver and the Passage of the Bland Bill
Limited Circulation of the Silver Dollars
BANKING OPERATIONS AND ACCOUNTS
Statement of A Representative National Bank
The Relation Between Loans and Deposits
Relation Between Reserves and Demand Liabilities Again
THE USE OF CREDIT INSTRUMENTS IN PAYMENTS IN THE UNITED STATES
A SYMPOSIUM ON THE RELATION BETWEEN MONEY AND GENERAL PRICES
Indirect Influences on Purchasing Power [52]
Objections To The Gold-Exchange Standard For The Straits Settlements Answered
A PLAN FOR A COMPENSATED DOLLAR
MONETARY SYSTEMS OF FOREIGN COUNTRIES
Sweden—Norway—Denmark (Scandinavian Union)
THE NATURE AND FUNCTIONS OF TRUST COMPANIES
The Advantages of a Trust Company as Trustee
Care of Securities and Valuables
Classification of Savings Banks
The Localization of Savings Banks in the United States
" Postal Savings Behind the Scenes "
Exchange Relations Between Chicago and New York
Exchange Relations Between St. Louis and New York
Domestic Exchange in San Francisco on New York City
Currency Movements Between New England and the Eastern States
The Domestic Exchanges During the Crisis of 1907 [102]
The Nature of Foreign Exchange
"Favourable" and "Unfavourable" Exchanges
The Origin and Supply of Foreign Exchange
The Sources of the Demand for Foreign Exchange [106]
Methods of Financing Imports and Exports [107]
Credit Risks of Drafts Drawn on Buyers Abroad
England Draws Few Bills, But Accepts Many—The Reason and the Result
The Recent Rise of the American Acceptance Market
The Economies and Advantages of "Dollar Credits" [113]
The New York Foreign Exchange Market [114]
New York City Practically Absorbs by Purchase All American Foreign Exchange
How Money Is Made in Foreign Exchange—The Operations of the Foreign Department
II. Clearing Houses in England
STATE BANKS AND TRUST COMPANIES SINCE THE PASSAGE OF THE NATIONAL BANK ACT
The Evolution of the Trust Company
Capital and Surplus Requirements
Restrictions on Loans and Discounts
Further Reason for the Lack of Branch Banks in the United States
The New York State Bank Act of 1914 [145]
Amount of the Reserve Fixed by Each Bank
Banking in Different Provinces
Banks Silent Partners in Industry
Call Loans in Canada and Elsewhere
The Banks as Financial Institutions
The Revision of the Bank Act, 1913 [148]
Comparative Figures of Condition of Canadian Banks [149]
Foundation and Growth of the Bank of England
Peel's Act or the Bank Charter Act of 1844, and its Suspensions
Account of the Liabilities and Assets of the Bank of England
The Functions of the Bank of England
The Merchant Bankers and Accepting Houses
Interview with the Governor and Directors of the Bank of England
Interview with Sir Felix Schuster, Governor of the Union of London and Smith's Bank Limited
Interview with Mr. Charles Gow, General Manager of the London Joint Stock Bank, Limited
Use of Notes as "Till Money" in Relation to the Establishment of Branches
Commercial Bank of Scotland (Limited)
Union Bank of Scotland (Limited)
Place of the Bank of France in the Distribution of Credit
Territorial Expansion of the Bank of France
The Bank of France and Agricultural Credit
Banque de Paris et des Pays-Bas
Caisse des Dépôts et Consignations
Banking Arrangements in Germany
General Sketch of Bank and Credit Organisation in Germany
Interview with Herr Kleemann, Director of the Dresdner Bank
Bank des Berliner Kassen-Vereins
Our Growing Surplus for Foreign Investment
Greater Lending Power of Banks
English Banks in South America
Conditions of Commercial Banking
AGRICULTURAL CREDIT IN THE UNITED STATES
Agricultural Credit Conditions in the United States
Value of Farm Implements and Machinery in the U. S. [206]
Farm Credit in a Northwestern State [225]
THE CONCENTRATION OF CONTROL OF MONEY AND CREDIT
The Borrower and the Money Trust
The Nature of an Economic Crisis
The Crisis of 1907 in the Light of History
Mitchell's Theory of Business Cycles
Stringent Money and Financial Panics [247]
How Banks Should Handle Panics
THE WEAKNESSES OF OUR BANKING SYSTEM PRIOR TO THE ESTABLISHMENT OF THE FEDERAL RESERVE SYSTEM
Inflexibility of Ledger Balances
Redeposited or Overlapping Reserves
The Perverse Elasticity of National Bank Notes
National Bank Notes Unsound and Unsafe
Speculation Involved in the Issue of Notes
The Lack of Adjustment Between Bank Notes and Deposits
The Commercial Paper Situation in the United States
No System of Bank Acceptances and the Absence of an Open Discount Market
No Power to Lend on Real Estate [278]
The Independent Treasury as a Source of Weakness in Our Banking System [280]
Absence of Regulation of Ratio of Deposits to Capital and Surplus
The Federal Reserve Act—an Experiment
The Federal Reserve Act and Democracy in Banking
The Elasticity of Note Issue Under the New Currency Law [299]
The Financial Policy of the Federal Reserve Banks [302]
Relations of Federal Reserve Banks with Member Banks [303]
Federal Reserve Banks and the Acceptance Market
Clearings and Collections in Practice
Proposed Amendments to Federal Reserve Act [311]
THE EARLY EVENTS OF THE EUROPEAN WAR IN RELATION TO MONEY BANKING AND FINANCE
American Finance and the European War
National Bank Failures and Suspensions—1914 Compared with 1893 and 1907 [317]
The Effects of the War with Special Reference to the Central Banks of France, Germany, and England
Darlehnskassen and Other Financial Novelties in Germany
The War and the World's Financial Centre
America's Chance of Holding World Purse-Strings [323]
AN APPROXIMATE FORMULA FOR DETERMINING THE VELOCITY OF THE CIRCULATION OF MONEY
SOME REGULATIONS OF THE FEDERAL RESERVE BOARD
I
CLEARINGS BETWEEN FEDERAL RESERVE BANKS
I
