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Check list: International health insurance

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In selecting suitable health insurance, care should be taken to consider the following points, which are listed below in the form of a brief checklist:

• Worldwide cover at reasonable premiums. It is also important to consider premiums in higher age brackets

• Free choice of physician and hospital worldwide without restrictions

• No restrictions on the policyholder’s residence and duration of stay, even in the event of a later permanent return to the home country

• Guaranteed lifelong policy renewal, even in the event of a later change of residence, or illness of longer duration etc.

• Efficient processing in the event of a claim

• Multilingual emergency service manned around the clock throughout the year

• Insurance company that is well known and has a good reputation as well as broad experience in the domain of international health insurance

• Consult with an independent consultant who specializes in international health insurance

Global Residence & Citizenship Handbook

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