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Checklist: International health insurance

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In selecting suitable health insurance, care should be taken to consider the following points, which are listed below in the form of a brief checklist:

•Worldwide cover at reasonable premiums. It is also important to consider premiums in higher age brackets

•Free choice of physician and hospital worldwide without restrictions

•No restrictions on the policyholder’s residence and duration of stay, even in the event of a later permanent return to the home country

•Guaranteed lifelong policy renewal, even in the event of a later change of residence, or illness of longer duration etc.

•Efficient processing in the event of a claim

•Multilingual emergency service manned around the clock throughout the year

•Insurance company that is well known and has a good reputation as well as broad experience in the domain of international health insurance

•Consult with an independent consultant who specializes in international health insurance

Global Residence and Citizenship Handbook

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