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THE LEADERS.

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The banker was seated at his office table working for his chance in the wager with the industry of a thorough business man. Whilst he was engaged in writing notes, a smile indicative of certainty of success lit up his countenance; for he was thoroughly familiar with the figures that entered into his calculations, and, withal, Hans Shund invested with offices and dignity could not but strike him as a comical anomaly. "Happy thought! My father travels half of the globe; many wonderful things come under his observation, no doubt, but the greatest of all prodigies is to be witnessed right here: Hans Shund, the thief, swindler, usurer, wanton--mayor and law-maker! And it is the venerable sire Progress that alone could have begotten the prodigy of a Hans Shund invested with honors. My Lord Progress is therefore himself a prodigy--a very extraordinary offspring of the human mind, the culminating point of enlightenment. Admitting humanity to be ten thousand million years old, or even more, as the most learned of scientific men have accurately calculated it, during this rather long series of years nature never produced a marvel that might presume to claim rank with progress. Progress is the acme of human culture--about this there can be no question. Yes, indeed, the acme." And he finished the last word in the last note. "Humanity will therefore have to face about and begin again at the beginning; for after progress nothing else is possible." He rang his bell.

"Take these three notes to their respective addresses immediately," said he to the servant who had answered the ring. Greifmann stepped into the front office, and gave an order to the cashier. Returning to his own cabinet, he locked the door that opened into the front office. He then examined several iron safes, the modest and smooth polish of which suggested neither the hardness of their iron nature nor the splendor of their treasures.

"Gold or paper?" said the banker to himself. After some indecision, he opened the second of the safes. This he effected by touching several concealed springs, using various keys, and finally shoving back a huge bolt by means of a very small blade. He drew out twenty packages of paper, and laid them in two rows on the table. He undid the tape encircling the packages, and then it appeared that every leaf of both rows was a five-hundred florin banknote. The banker had exposed a considerable sum on the table. A sudden thought caused him to smile, and he shoved the banknotes where they came more prominently into view.

The blooming double millionaire entered.

"Sit down a moment, friend Seraphin, and listen to a short account of my scheme. I have said before that our city is prospering and growing under the benign sceptre of progress. The powers and honors of the sceptre are portioned among three leaders. Everything is directed and conducted by them--of course, in harmony with the spirit of the times. I have summoned the aforesaid magnates to appear. That the business may be despatched with a comfortable degree of expedition, the time when the visit is expected has been designated in each note; and those gentlemen are punctual in all matters connected with money and the bank. You can enter this little apartment, next to us, and by leaving the door open hear the conversation. The mightiest of the corypheuses is Schwefel, the straw-hat manufacturer. This potentate resides at a three-minutes walk from here, and can put in an appearance at any time."

"I am on tiptoe!" said Gerlach. "You promise what is so utterly incredible, that the things you are preparing to reveal appear to me like adventures belonging to another world."

"To another world!--quite right, my dear fellow! I am indeed about to display to your astounded eyes some wonders of the world of progress that hitherto have been entirely unknown to you. Within eighteen days you shall, under my tutorship, receive useful and thorough instruction. This promise I can make you, as we are just in face of the elections, a time when minds put aside their disguises, when they not unfrequently shock one another, and when many secrets come to light!"

"You put me under many obligations!"

"Only doing my duty, my most esteemed! We are both aware that, according to the wishes of parents and the desired inclinations of parties known, our respective millions are to approach each other in closer relationship. To do a relative of mine in spe a favor, gives me unspeakable satisfaction. I shall proceed with my course of instruction. See here! Every one of these twenty packages contains twenty five-hundred florin banknotes. Consequently, both rows contain just two hundred thousand florins--an imposing sum assuredly, and, for the purpose of being imposing, the two hundred thousand have been laid upon this table. Explanation: the mightiest of the spirits of progress is--Money.

"All forces, all sympathies, revolve about money as the heavenly bodies revolve about the sun. For this reason the mere proximity of a considerable sum of money acts upon every man of progress like a current of electricity: it carries him away, it intoxicates his senses. The leaders whom I have invited will at once notice the collection of five-hundred florin notes: in the rapidity of calculating, they will overestimate the amount, and obtain impressions in proportion, somewhat like the Jews that prostrated themselves in the dust in adoration of the golden calf. As for me, my dear fellow, I shall carry on my operations in the auspicious presence of this power of two hundred thousands. Such a display of power will produce in the leaders a frame of mind made up of veneration, worship, and unconditional submissiveness. Every word of mine will proceed authoritatively from the golden mouth of the two hundred thousands, and my proposals it will be impossible for them to reject. But listen! The door of the ante-room is being opened. The mightiest is approaching. Go in quick." He pressed the spring of a concealed door, and Seraphin disappeared.

When the straw-hat manufacturer entered, the banker was sitting before the banknotes apparently absorbed in intricate calculations.

"Ah Mr. Schwefel! pardon the liberty I have taken of sending for you. The pressure of business," motioning significantly towards the banknotes, "has made it impossible for me to call upon you."

"No trouble, Mr. Greifmann, no trouble whatever!" rejoined the manufacturer with profound bows.

"Have the goodness to take a seat!" And he drew an arm-chair quite near to where the money lay displayed. Schwefel perceived they were five-hundreds, estimated the amount of the pile in a few rapid glances, and felt secret shudderings of awe passing through his person.

"The cause of my asking you in is a business matter of some magnitude," began the banker. "There is a house in Vienna with which we stand in friendly relations, and which has very extensive connections in Hungary. The gentlemen of this house have contracts for furnishing large orders of straw hats destined mostly for Hungary, and they wish to know whether they can obtain favorable terms of purchase at the manufactories of this country. It is a business matter involving a great deal of money. Their confidence in the friendly interest of our firm, and in our thorough acquaintance with local circumstances, has encouraged them to apply to us for an accurate report upon this subject. They intimate, moreover, that they desire to enter into negotiations with none but solid establishments, and for this reason are supposed to be guided by our judgment. As you are aware, this country has a goodly number of straw-hat manufactories. I would feel inclined, however, as far as it may be in my power, to give your establishment the advantage of our recommendation, and would therefore like to get from you a written list of fixed prices of all the various sorts."

"I am, indeed, under many obligations to you, Mr. Greifmann, for your kind consideration," said the manufacturer, nodding repeatedly. "Your own experience can testify to the durability of my work, and I shall give the most favorable rates possible."

"No doubt," rejoined the banker with haughty reserve. "You must not forget that the straw-hat business is out of our line. It is incumbent on us, however, to oblige a friendly house. I shall therefore make a similar proposal to two other large manufactories, and, after consulting with men of experience in this branch, shall give the house in Vienna the advice we consider most to its interest, that is, shall recommend the establishment most worthy of recommendation."

Mr. Schwefel's excited countenance became somewhat lengthy.

"You should not fail of an acceptable acknowledgment from me, were you to do me the favor of recommending my goods," explained the manufacturer.

The banker's coldness was not in the slightest degree altered by the implied bribe. He appeared not even to have noticed it. "It is also my desire to be able to recommend you," said he curtly, carelessly taking up a package of the banknotes and playing with ten thousand florins as if they were so many valueless scraps of paper. "Well, we are on the eve of the election," remarked he ingenuously. "Have you fixed upon a magistrate and mayor?"

"All in order, thank you, Mr. Greifmann!"

"And are you quite sure of the order?"

"Yes; for we are well organized, Mr. Greifmann. If it interests you, I will consider it as an honor to be allowed to send you a list of the candidates."

"I hope you have not passed over ex-treasurer Shund?"

This question took Mr. Schwefel by surprise, and a peculiar smile played on his features.

"The world is and ever will be ungrateful," continued the banker, as though he did not notice the astonishment of the manufacturer. "I could hardly think of an abler and more sterling character for the office of mayor of the city than Mr. Shund. Our corporation is considerably in debt. Mr. Shund is known to be an accurate financier, and an economical householder. We just now need for the administration of our city household a mayor that understands reckoning closely, and that will curtail unnecessary expenses, so as to do away with the yearly increasing deficit in the budget. Moreover, Mr. Shund is a noble character; for he is always ready to aid those who are in want of money--on interest, of course. Then, again, he knows law, and we very much want a lawyer at the head of our city government. In short, the interests of this corporation require that Mr. Shund be chosen chief magistrate. It is a subject of wonder to me that progress, usually so clear-sighted, has heretofore passed Mr. Shund by, despite his numerous qualifications. Abilities should be called into requisition for the public weal. To be candid, Mr. Schwefel, nothing disgusts me so much as the slighting of great ability," concluded the banker contemptuously.

"Are you acquainted with Shund's past career?" asked the leader diffidently.

"Why, yes! Mr. Shund once put his hand in the wrong drawer, but that was a long time ago. Whosoever amongst you is innocent, let him cast the first stone at him. Besides, Shund has made good his fault by restoring what he filched. He has even atoned for the momentary weakness by five years of imprisonment."

"'Tis true; but Shund's theft and imprisonment are still very fresh in people's memory," said Schwefel. "Shund is notorious, moreover, as a hard-hearted usurer. He has gotten rich through shrewd money speculations, but he has also brought several families to utter ruin. The indignation of the whole city is excited against the usurer; and, finally, Shund indulges a certain filthy passion with such effrontery and barefacedness that every respectable female cannot but blush at being near him. These characteristics were unknown to you, Mr. Greifmann; for you too will not hesitate an instant to admit that a man of such low practices must never fill a public office."

"I do not understand you, and I am surprised!" said the millionaire. "You call Shund a usurer, and you say that the indignation of the whole town is upon him. Might I request from you the definition of a usurer?"

"They are commonly called usurers who put out money at exorbitant, illegal interest."

"You forget, my dear Mr. Schwefel, that speculation is no longer confined to the five per cent. rate. A correct insight into the circumstances of the times has induced our legislature to leave the rate of interest altogether free. Consequently, a usurer has gotten to be an impossibility. Were Shund to ask fifty per cent, and more, he would be entitled to it."

"That is so; for the moment I had overlooked the existence of the law," said the manufacturer, somewhat humiliated. "Yet I have not told you all concerning the usurer. Beasts of prey and vampires inspire an involuntary disgust or fear. Nobody could find pleasure in meeting a hungry wolf, or in having his blood sucked by a vampire. The usurer is both vampire and wolf. He hankers to suck the very marrow from the bones of those who in financial straits have recourse to him. When an embarrassed person borrows from him, that person is obliged to mortgage twice the amount that he actually receives. The usurer is a heartless strangler, an insatiable glutton. He is perpetually goaded on by covetousness to work the material ruin of others, only so that the ruin of his neighbor may benefit himself. In short, the usurer is a monster so frightful, a brute so devoid of conscience, that the very sight of him excites horror and disgust. Just such a monster is Shund in the eyes of all who know him--and the whole city knows him. Hence the man is the object of general aversion."

"Why, this is still worse, still more astonishing!" rejoined the millionaire with animation. "I thought our city enlightened. I should have expected from the intelligence and judgment of our citizens that they would have deferred neither to the sickly sentimentalism of a bigoted morality nor to the absurdity of obsolete dogmas. If your description of the usurer, which might at least be styled poetico-religious, is an expression of the prevailing spirit of this city, I shall certainly have to lower my estimate of its intelligence and culture."

The leader hastened to correct the misunderstanding.

"I beg your pardon, Mr. Greifmann! You may rest assured that we can boast all the various conquests made by modern advancement. Religious enthusiasm and foolish credulity are poisonous plants that superannuated devotees are perhaps still continuing to cultivate here and there in pots, but which the soil will no longer produce in the open air. The sort of education prevailing hereabout is that which has freed itself from hereditary religious prejudices. Our town is blessed with all the benefits of progress, with liberty of thought, and freedom from the thraldom of a dark, designing priesthood."

"How comes it, then, that a man is an object of contempt for acting in accordance with the principles of this much lauded progress?" asked the millionaire, with unexpected sarcasm. "We are indebted to progress for the abolition of a legal rate of interest. Shund takes advantage of this conquest, and for doing so citizens who boast of being progressive look upon him with aversion. A further triumph secured by progress is freedom from the tyranny of dogmas and the tortures of a conscience created by a contracted morality. This beautiful fruit of the tree of enlightened knowledge Shund partakes of and enjoys; and for this he has the distinction of passing for a vampire. And because he displays the spirit of an energetic business man, because his capacity for speculating occasionally overwhelms blockheads and dunces, he is decried as a ravenous wolf. It is sad! If your statements are correct, Mr. Schwefel, our city ought not to boast of being progressive. Its citizens are still groping in the midnight darkness of religious superstition, scarcely even united with modern intellectual advancement. And to me the consciousness is most uncomfortable of breathing an atmosphere poisoned by the decaying remnants of an age long since buried."

"My own personal views accord with yours," protested Schwefel candidly. "The subversion of the antiquated, absurd articles of faith and moral precept necessarily entails the abrogation of the consequences that flow from them for public life. For centuries the cross was a symbol of dignity, and the doctrine of the Crucified resulted in holiness. Paganism, on the contrary, looked upon the gospel as foolishness, as a hallucination, and upon the cross as a sign of shame. I belong to the classic ranks, and so do millions like myself--among them Mr. Shund. Viewed in the light of progress, Shund is neither a vampire nor a wolf; at the worst, he is merely an ill used business man. They who suffer themselves to be humbugged and fleeced by him have their own stupidity to thank for it. This exposition will convince you that I stand on a level with yourself in the matter of advanced enlightenment. Nevertheless, you overlook, Mr. Greifmann, that, so far as the masses of the people are concerned, reverence for the cross and the holiness of its doctrines continue to prevail. The acquisitions of progress are not yet generally diffused. The mines of modern intellectual culture are being provisionally worked by a select number of independent, bold natures. The multitude, on the other hand, still continue folding about them the winding-sheet of Christianity. The views, customs, principles, and judgments of men are as yet widely controlled by Christian elements. Our city does homage to progress, pretty nearly, however, in the manner of a blind man that discourses of colors."

"I do not catch the drift of your simile of the blind man and colors," interrupted Greifmann.

"I wanted to intimate that thousands swear allegiance to progress without comprehending its nature. Very many imagine progress to be a struggle in behalf of Germany against the enfeebling system of innumerable small states, or a battling against religious rigorism and priest-rule in secular concerns. In unpretending guises like these, the spirit of the age circulates among the crowd travestied in the fashionable epithet progressive. Were you, however, to remove the shell from around the kernel of progress, were you to exhibit it to the multitude undisguised as the nullification of religion, as the denial of the God of Christians, as the rejection of immortality, and of an essential difference between man and the beast--were you to venture thus far, you would see the millions flying in consternation before the monster Progress. Now, just because the multitude, although progressive-minded, everywhere judges men by Christian standards, very often, too, unconsciously, therefore Shund has to pass, not for an able speculator, but for a miserable usurer and an unconscionable scoundrel."

"For this very cause, the liberal leaders of this city should stand up for Shund," opposed the banker. "Just appreciation and respect should not be denied a deserving man. To speak candidly, Mr. Schwefel, what first accidentally arrested my attention, now excites my most lively interest. I wish to see justice done Mr. Shund, to see his uncommon abilities recognized. You must set his light upon a candlestick. You must have him elected mayor and member of the legislature; in both capacities he will fill his position with distinction. I repeat, our deeply indebted city stands in want of a mayor that will reckon closely and economize. And in the legislative assembly Shund's fluency will talk down all opposition, his readiness of speech will do wonders. Were it only to spite the stupid mob, you must put Shund in nomination."

"It will not do, Mr. Greifmann! it is impracticable! We have to proceed cautiously and by degrees. Our policy lies in conducting the unsophisticated masses from darkness into light, quite gradually, inch by inch, and with the utmost caution. A sudden unveiling of the inmost significance of the spirit of the age would scare the people, and drive them back heels over head into the clerical camp."

"I do not at all share your apprehensions," contended the millionaire. "Our people are further advanced than you think. Make the trial. Your vast influence will easily manage to have Shund returned mayor and delegate."

"Undoubtedly, but my standing would be jeopardized," rejoined Schwefel.

"That is a mistake, sir! You employ four hundred families."

"Four hundred and seventy now," said the manufacturer, correcting him blandly.

"Four hundred and seventy families, therefore, are getting a living through you, consequently you have four hundred and seventy voters at your command. Add to these a considerable force of mechanics who earn wages in your employ. You have, moreover, a number of warm friends who also command a host of laborers and mechanics. Hence you risk neither standing nor influence, that is," added he with a smile, "unless perhaps you dread the anathemas of Ultramontanes and impostors."

"The pious wrath of believers has no terrors deserving notice," observed the leader with indifference.

"And yet all this time Shund's remarkable abilities have not been able to win the slightest notice on the part of progressive men--it is revolting!" cried the banker. "Mr. Schwefel, I will speak plainly, trusting to your being discreet; I will recommend your factory at Vienna, but only on condition that you have Hans Shund elected mayor and member of the legislature."

"This is asking a great deal--quite flattering for Shund and very tempting to me," said the leader with a bright face and a thrice repeated nod to the banker. "Since, however, what you ask is neither incompatible with the spirit of the times nor dishonorable to the sense of a liberal man, I accept your offer, for it is no small advantage for me from a business point of view."

"Capital, Mr. Schwefel! Capital, because very sensible!" spoke Carl Greifmann approvingly. A short groan, resembling the violent bursting forth of suppressed indignation, resounded from the adjoining apartment. The banker shuffled on the floor and drowned the groan by loudly rasping his throat.

"One condition, however, I must insist upon," continued the manufacturer of straw hats. "My arm might prove unequal to a task that will create no ordinary sensation. But if you succeeded in winning over Erdblatt and Sand to the scheme, it would prosper without fail and without much noise."

"I shall do so with pleasure, Mr. Schwefel! Both those gentlemen will, in all probability, call on me today in relation to matters of business. It will be for me a pleasing consciousness to have aided in obtaining merited recognition for Hans Shund."

"Our agreement is, however, to be kept strictly secret from the public."

"Of course, of course!"

"You will not forget, at the same time, Mr. Greifmann, that our very extraordinary undertaking will necessitate greater than ordinary outlay. It is a custom among laborers not to work on the day before election, and the same on election day itself. Yet, in order to keep them in good humor, they must get wages the same as if they had worked. This is for the manufacturer no insignificant disadvantage. Moreover, workingmen and doubtful voters, require to be stimulated with beer gratis--another tax on our purses."

"How high do these expenses run?" asked the millionaire.

"For Sand, Erdblatt, and myself, they never fall short of twelve hundred florins."

"That would make each one's share of the costs four hundred florins."

Taking a five-hundred florin banknote between his thumb and forefinger, the banker reached it carelessly to the somewhat puzzled leader.

"My contribution to the promotion of the interests of progress! I shall give as much to Messrs. Sand and Erdblatt."

"Many thanks, Mr. Greifmann!" said Schwefel, pocketing the money with satisfaction.

The millionaire drew himself up. "I have no doubt," said he, in his former cold and haughty tone, "that my recommendation will secure your establishment the custom already alluded to."

"I entertain a similar confidence in your influence, and will take the liberty of commending myself most respectfully to your favor." Bowing frequently, Schwefel retreated backwards towards the door, and disappeared. Greifmann stepped to the open entrance of the side apartment. There sat the youthful landholder, his head resting heavily on his hand. He looked up, and Carl's smiling face was met by a pair of stern, almost fierce eyes.

"Have you heard, friend Seraphin?" asked he triumphantly.

"Yes--and what I have heard surpasses everything. You have bargained with a member of that vile class who recognize no difference between honor and disgrace, between good and evil, between self-respect and infamy, who know only one god--which is money."

"Do not show yourself so implacable against these vile beings, my dearest! There is much that is useful in them, at any rate they are helping me to the finest horses belonging to the aristocracy."

A stealthy step was heard at the door of the cabinet.

"Do you hear that timid rap?" asked the banker. "The rapper's heart is at this moment in his knuckles. It is curious how men betray in trifles what at the time has possession of their feelings. The mere rapping gives a keen observer an insight into the heart of a person whom he does not as yet see. Listen--" Rapping again, still more stealthily and imploringly. "I must go and relieve the poor devil, whom nobody would suspect for a mighty leader. Now, Mr. Seraphin, Act the Second. Come in!"

The man who entered, attired in a dress coat and kids, was Erdblatt, a tobacco merchant, spare in person, and with restless, spering eyes. The millionaire greeted him coldly, then pointed him to the chair that had been occupied by Schwefel. The impression produced by the two hundred thousands on the man of tobacco was far more decided than in the case of the manufacturer of straw hats. Erdblatt was restless in his chair, and as the needle is attracted by the pole, so did Erdblatt's whole being turn towards the money. His eyes glanced constantly over the paper treasures, and a spasmodic jerking seized upon his fingers. But he soon sat motionless and stiff, as if thunderstruck at Greifmann's terrible words.

"Your substantial firm," began the mighty man of money, after some few formalities, "has awaked in me a degree of attention which the ordinary course of business does not require. I have to-day received notice from an English banking-house that in a few days several bills first of exchange, amounting to sixty thousand florins, will be presented to be paid by you."

Erdblatt was dumfounded and turned pale.

"The amount is not precisely what can be called insignificant," continued Greifmann coolly, "and I did not wish to omit notifying you concerning the bills, because, as you are aware, the banking business is regulated by rigorous and indiscriminating forms."

Erdblatt took the hint, turned still more pale, and uttered not a word.

"This accumulation of bills of exchange is something abnormal," proceeded Greifmann with indifference. "As they are all made payable on sight, you are no doubt ready to meet this sudden rush with proud composure," concluded the banker, with a smile of cold politeness.

But the dumfounded Erdblatt was far from enjoying proud composure. His manner rather indicated inability to pay and panic terror. "Not only is the accumulation of bills of exchange to the amount of sixty thousand florins something abnormal, but it also argues carelessness," said he tersely. "Were it attributable to accident, I should not complain; but it has been occasioned by jealous rivalry. Besides, they are bills first of exchange--it is something never heard of before--it is revolting--there is a plot to ruin me! And I have no plea to allege for putting off these bills, and I am, moreover, unable to pay them."

The banker shrugged his shoulders coldly, and his countenance became grave.

"Might I not beg you to aid me, Mr. Greifmann?" said he anxiously. "Of course, I shall allow you a high rate of interest."

"That is not practicable with bills of exchange," rejoined the banker relentlessly.

"When will the bills be presented?" asked the leader, with increasing anxiety.

"Perhaps as early as to-morrow," answered Greifmann, still more relentless.

The manufacturer of tobacco was near fainting.

"I cannot conceive of your being embarrassed," said the banker coldly. "Your popularity and influence will get you assistance from friends, in case your exchequer happens not to be in a favorable condition."

"The amount is too great; I should have to borrow in several quarters. This would give rise to reports, and endanger the credit of my firm."

"You are not wrong in your view," answered the banker coldly. "Accidents may shake the credit of the most solid firm, and other accidents may often change trifling difficulties into fatal catastrophes. How often does it not occur that houses of the best standing, which take in money at different places, are brought to the verge of bankruptcy through public distrust?"

The words of the money prince were nowise calculated to reassure Mr. Erdblatt.

"Be kind enough to accept the bills, and grant me time," pleaded he piteously.

"That, sir, would be contrary to all precedents in business," rejoined Greifmann, with an icy smile. "Our house never deviates from the paths of hereditary custom."

"I could pay in ten thousand florins at once," said Erdblatt once more. "Within eight weeks I could place fifty thousand more in your hands."

"I am very sorry, but, as I said, this plan is impracticable," opposed Greifmann. "Yet I have half a mind to accept those bills, but only on a certain condition."

"I am willing to indemnify you in any way possible," assured the tobacco merchant, with a feeling of relief!

"Hear the condition stated in a few words. As you know, I live exclusively for business, never meddle in city or state affairs. Moreover, labor devoted by me to political matters would be superfluous, in view of the undisputed sway of liberalism. Nevertheless, I am forced to learn, to my astonishment, that progress itself neglects to take talent and ability into account, and exhibits the most aristocratic nepotism. The remarkable abilities of Mr. Shund are lost, both to the city and state, merely because Mr. Shund's fellow-citizens will not elect him to offices of trust. This is unjust; to speak plainly, it is revolting, when one considers that there is many a brainless fellow in the City Council who has no better recommendation than to have descended from an old family, and whose sole ability lies in chinking ducats which he inherited but never earned. Shund is a genius compared with such boobies; but genius does not pass current here, whilst incapacity does. Now, if you will use your influence to have Shund nominated for mayor of this city, and for delegate to the legislature, and guarantee his election, you may consider the bills of exchange as covered."

Not even the critical financial trouble by which he was beset could prevent an expression of overwhelming surprise in the tobacco man's face.

"I certainly cannot have misunderstood you. You surely mean to speak of Ex-Treasurer Shund, of this place?"

"The same--the very same."

"But, Mr. Greifmann, perhaps you are not aware--"

"I am aware of everything," interrupted the banker. "I know that many years ago Mr. Shund awkwardly put his hand into the city treasury, that he was sent to the penitentiary, that people imagine they still see him in the penitentiary garb, and, finally, that in the stern judgment of the same people he is a low usurer. But usury has been abrogated by law. The theft Shund has not only made good by restoring what he stole, but also atoned for by years of imprisonment. Now, why is a man to be despised who has indeed done wrong, but not worse than others whose sins have long since been forgotten? Why condemn to obscurity a man that possesses the most brilliant kind of talent for public offices? The contempt felt for Shund on the part of a population who boast of their progress is unaccountable--may be it would not be far from the truth to believe that some influential persons are jealous of the gifted man," concluded the banker reproachfully.

"Pardon me, please! The thief and usurer it might perhaps be possible to elect," conceded Erdblatt. "But Shund's disgusting and shameless amours could not possibly find grace with the moral sense of the public."

"Yes, and the origin of this moral sense is the sixth commandment of the Jew Moses," said the millionaire scornfully. "I cannot understand' how you, a man of advanced views; can talk in this manner."

"You misinterpret my words," rejoined the leader deprecatingly. "To me, personally, Shund exists neither as a usurer nor as a debauchee. Christian modes of judging are, of course, relegated among absurdities that we have triumphed over. In this instance, however, there is no question of my own personal conviction, but of the conviction of the great multitude. And in the estimation of the multitude unbridled liberty is just as disgraceful as the free enjoyment of what, morally, is forbidden."

"You are altogether in the same rut as Schwefel."

"Have you spoken with Schwefel on this subject?" asked Erdblatt eagerly.

"Only a moment ago. Mr. Schwefel puts greater trust in his power than you do in yours, for he agreed to have Shund elected mayor and delegate. Mr. Schwefel only wishes you and Sand would lend your aid."

"With pleasure! If Schwefel and Sand are won over, then all is right."

"From a hint of Schwefel's," said Greifmann, taking up a five-hundred-florin banknote from the table, "I infer that the election canvass is accompanied with some expense. Accept this small contribution. As for the bills of exchange, the matter is to rest by our agreement."

Erdblatt also backed out of the cabinet, bowing repeatedly as he retreated.

Seraphin rushed from his hiding-place in great excitement.

"Why, Greifmann, this is terrible! Do you call that advanced education? Do you call that progress? Those are demoralized, infernal beings. I spit upon them! And are these the rabble that are trying to arrogate to themselves the leadership of the German people?--rabble who ignore the Deity, the human soul, and morality generally! But what completely unsettles me is your connivance--at least, your connection with these infernal spirits."

"But be easy, my good fellow, be easy! I connected with tobacco and straw?"

"At all events, you have been ridiculing the ten commandments and Christian morals and faith."

"Was I not obliged to do so in order to show how well the thief, usurer, and filthy dog Shund harmonizes with the spirit of progress? Can he who wishes to make use of the devil confer with the devil in the costume of light? Not at all; he must clothe himself in the mantle of darkness. And you must not object to my using the demon Progress for the purpose of winning your span of horses and saving my stakes. Let us not have a disgraceful altercation. Consider me as a stage actor, whilst you are a spectator that is being initiated into the latest style of popular education. Ah, do you hear? The last one is drawing near. Be pleased to vanish."

The third leader, house-builder Sand, appeared. The greater portion of his face is hidden by a heavy black beard; in one hand he carries a stout bamboo cane; and it is only after having fully entered, that he deliberately removes his hat.

"I wish you a pleasant morning, Mr. Greifmann. You have sent for me: what do you want?"

The banker slowly raised his eyes from the latest exchange list to the rough features of the builder, and remembering that the man had risen up from the mortarboard to his present position, and had gained wealth and influence through personal energy, he returned the short greeting with a friendly inclination of the head.

"Will you have the goodness to be seated, Mr. Sand?"

The man of the black beard took a seat, and, having noticed the handsome collection of banknotes, his coarse face settled itself into a not very attractive grin.

"I want to impart to you my intention of erecting a villa on the Sauerberg, near the middle of our estate at Wilheim," continued the millionaire.

"Ah, that is a capital idea!" And the man of the beard became very deeply interested. "The site is charming, no view equal to it; healthy location, vineyards round about, your own vineyards moreover. I could put you up a gem there."

"That is what I think, Mr. Sand! My father, who has been abroad for the last three months, is quite satisfied with the plan; in fact, he is the original projector of it."

"I know, I know! your father has a taste for what is grand. We shall try and give him satisfaction, which, by the bye, is not so very easy. But you have the money, and fine fortunes can command fine houses."

"What I want principally is to get you to draw a plan, consulting your own taste and experience in doing so. You will show it to me when ready, and I will tell you whether I like it or not."

"Very well, Mr. Greifmann, very well! But I must know beforehand what amount of money you are willing to spend upon the house; for all depends upon the cost."

"Well," said the millionaire, after some deliberation, "I am willing to spend eighty thousand florins on it, and something over, perhaps."

"Ah, well, for that amount of money something can be put up--something small but elegant. Are you in a hurry with the building?"

"To be sure! As soon as the matter is determined upon, there is to be no delay in carrying it out."

"I am altogether of your opinion, Mr. Greifmann--I agree with you entirely!" assented the builder, with an increase of animation. "I shall draw up a plan for a magnificent house. If it pleases you, all hands shall at once be set at work, and by next autumn you shall behold the villa under roof."

"Of course you are yourself to furnish all the materials," added the banker shrewdly. "When once the plan will have been settled upon, you can reach me an estimate of the costs, and I will pay over the money."

"To be sure, Mr. Greifmann--that is the way in which it should be done, Mr. Greifmann!" responded the man of the black beard with a satisfied air. "You are not to have the slightest bother. I shall take all the bother upon myself."

"That, then is agreed upon! Well, now, have you learned yet who is to be the next mayor?"

"Why, yes, the old one is to be reelected!"

"Not at all! We must have an economical and intelligent man for next mayor. Of this I am convinced, because the annual deficit in the treasury is constantly on the increase."

"Alas, 'tis true! And who is the man of economy and intelligence to be?"

"Mr. Hans Shund."

"Who--what? Hans Shund? The thief, the usurer, the convict, the debauchee? Who has been making a fool of you?"

"Pardon me, sir! I never suffer people to make a fool of me!" rejoined the banker with much dignity.

"Yes, yes--somebody has dished up a canard for you. What, that good-for-nothing scoundrel to be elected mayor! Never in his life! Hans Shund mayor--really that is good now--ha, ha!"

"Mr. Sand, you lead me to suspect that you belong to the party of Ultramontanes."

"Who--I an Ultramontane? That is ridiculous! Sir, I am at the head of the men of progress--I am the most liberal of the liberals--that, sir, is placarded on every wall."

"How come you, then, to call Mr. Sand a good-for-nothing scoundrel?"

"Simply for this reason, because, he is a usurer and a dissipated wretch."

"Then I am in the right, after all! Mr. Sand belongs to the ranks of the pious," jeered the banker.

"Mr. Greifmann, you are insulting!"

"Nothing is further from my intention than to wound your feelings, my dear Mr. Sand! Be cool and reasonable. Reflect, if you please. Shund, you say, puts out money at thirty per cent. and higher, and therefore he is a usurer. Is it not thus that you reason?"

"Why, yes! The scoundrel has brought many a poor devil to ruin by means of his Jewish speculations!"

"Your pious indignation," commended the millionaire, "is praiseworthy, because it is directed against what you mistake for a piece of scoundrelism. Meanwhile, please to calm down your feelings, and let your reason resume her seat of honor so that you may reflect upon my words. You know that in consequence of recent legislation every capitalist is free to put out money at what rate soever he pleases. Were Shund to ask fifty per cent., he would not be stepping outside of the law. He would then be, as he now is, an honest man. Would he not?"

"It is as you say, so far as the law is concerned!"

"Furthermore, if after prudently weighing, after wisely calculating, the pros and cons, Shund concludes to draw in his money, and in consequence many a poor devil is ruined, as you say, surely no reasonable man will on that account condemn legally authorized speculation!"

"Don't talk to me of legally authorized speculation. The law must not legalize scoundrelism; but whosoever by cunning usury brings such to ruin is and ever will be a scoundrel."

"Why a scoundrel, Mr. Sand? Why, pray?"

"Surely it is clear enough--because he has ruined men!"

"Ruined! How? Evidently through means legally permitted. Therefore, according to your notion the law does legalize scoundrelism; at least it allows free scope to scoundrels. Mr. Sand, no offence intended: I am forced, however, once more to suspect that you do, perhaps without knowing it, belong to the pious. For they think and feel just as you do, that is, in accordance with so-called laws of morality, religious views and principles. That, judged by such standards, Shund is a scoundrel who hereafter will be burned eternally in hell, I do not pretend to dispute."

"At bottom, I believe you are in the right, after all--yes, it is as you say," conceded the leader reluctantly. "Ahem--and yet I am surprised at your being in the right. I would rather, however that you were in the right, because I really do not wish to blame anybody or judge him by the standard of the Ultramontanes."

"That tone sounds genuinely progressive, and it does honor to your judgment!" lauded the banker. "Again, you called Shund a good-for-nothing scoundrel because he loves the company of women. Mr. Sand, do you mean to vindicate the sacred nature of the sixth commandment in an age that has emancipated itself from the thrall of symbols and has liberated natural inclinations from the servitude of a bigoted priesthood?--you, who profess to stand at the head and front of the party of progress?"

"It is really odd--you are in the right again! Viewed from the standpoint of the times, contemplated in the light of modern intellectual culture, Shund must not really be called good-for-nothing for being a usurer and an admirer of women.

"Shund's qualifications consequently fit him admirably for the office of mayor. He will be economical, he will make the expenditures balance with the revenue. Even in the legislature, Shund's principles and experience will be of considerable service to the country and to the cause of progress. I am so much in favor of the man that I shall award you the building of my villa only on condition that you will use all your influence for the election of Shund to the office of mayor and to the legislature."

"Mayor--assemblyman, too--ahem! that will be hard to do."

"By no means! Messrs. Schwefel and Erdblatt will do their best for the same end."

"Is that so, really? In that case there is no difficulty! Mr. Greifmann, consider me the man that will build your villa."

"The canvass will cost you some money--here, take this, my contribution to the noble cause," and he gave him a five-hundred-florin banknote.

"That will suffice, Mr. Greifmann, that will suffice. The plan you cannot have until after the election, for Shund will give us enough to do."

"Everything is possible to you, Mr. Sand! Whatever Cæsar, Lepidus, and Antony wish at Rome, that same must be."

"Very true, very true." And the last of the leaders disappeared.

"I would never have imagined the like to be possible," spoke the landholder, entering. "They all regard Shund as a low, abandoned wretch, and yet material interest determines every one of them to espouse the cause of the unworthy, contemptible fellow. It is extraordinary! It is monstrous!"

"You cannot deny that progress is eminently liberal," replied the banker, laughing.

"Nor will I deny that it possesses neither uprightness nor conscience, nor, especially, morals," rejoined the young man with seriousness.

Carl saw with astonishment Seraphin's crimsoned cheeks and flaming eyes.

"My dear fellow, times and men must be taken as they are, not as they should be," said the banker. "Interest controls both men and things. At bottom, it has ever been thus. In the believing times of the middle ages, men's interest lay in heaven. All their acts were done for heaven; they considered no sacrifice as too costly. Thousands quit their homes and families to have their skulls cloven by the Turks, or to be broiled by the glowing heats of Palestine. For the interests of heaven, thousands abandoned the world, fed on roots in deserts, gave up all the pleasures of life. At present, the interest lies in this world, in material possessions, in money. Do not therefore get angry at progress if it refuses to starve itself or to be cut down by Moorish scimitars, but, on the other hand, has strength of mind and self-renunciation enough to promote Hans Shund to honors and offices."

Seraphin contemplated Greifmann, who smiled, and hardly knew how to take him.

"An inborn longing for happiness has possession of all men," said he with reserve. "The days of faith were ruled by moral influences; the spirit of this age is ruled by base matter. Between the moral struggles of the past strong in faith, and the base matter of the present, there is, say what you will, a notable difference."

"Doubtless!" conceded Greifmann. "The middle ages were incontestably the grandest epoch of history. I am actuated by the honest intention of acquainting you with the active principles of the present."

"Yes, and you have been not immaterially aided by luck. But for the order from Vienna for straw hats, the bills of exchange, and that villa, you would hardly have attained your aim."

Greifmann smiled.

"The straw-hat story is merely a mystification, my dear friend. When the end will have been reached, when Hans Shund will have been elected mayor and assemblyman, a few lines will be sufficient to inform Mr. Schwefel that the house in Vienna has countermanded its order. Nor is any villa to be constructed. I shall pay Sand for his drawings, and this will be the end of the project. The matter of the bills of exchange is not a hoax, and I am still free to proceed against Erdblatt in the manner required by the interests of my business."

Seraphin stood before the ingenuous banker, and looked at him aghast.

"It is true," said Greifmann gaily, "I have laid out fifteen hundred florins, but I have done so against one hundred per cent.; for they are to secure me victory in our wager."

"Your professional routine is truly admirable," said Gerlach.

"Not exactly that, but practical, and not at all sentimental, my friend."

"I shall take a walk through the garden to get over my astonishment," concluded Gerlach; and he walked away from the astute man of money.



The Progressionists, and Angela

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