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That Mr. Carnegie has lived up, in the past, and is still living up to this radical declaration of independence from the practice of men who have amassed fortunes around him, will be best shown by a brief enumeration of some of his almost unexampled philanthropies. His largest gift has been to the city of Pittsburg, the scene of his early trials and later triumphs. There he has built, at a cost of more than a million dollars, a magnificent library, museum, concert hall and picture gallery, all under one roof, and endowed it with a fund of another million, the interest of which (fifty thousand dollars per annum), is being devoted to the purchase of the best works of American art. Other libraries, to be connected with this largest as a center, are now being constructed, which will make the city of Pittsburg and its environs a beneficiary of his generosity to the extent of five million dollars.

In his native land, Scotland, thrift is a virtue that is taught with the alphabet; and, when the twelve-year-old “Andy” Carnegie came to America with his father and mother, he was full of the notion of thrift and its twin brother, hard work.