Читать книгу Investing For Dummies - Eric Tyson - Страница 47

How much do you need or want to earn? That may seem like an extraordinarily silly question for me to ask you. Who doesn’t want to earn a high return? However, although investing in stocks, real estate, or a small business can produce high long-term returns, investing in these vehicles comes with greater risk, especially over the short term.

Some people can’t stomach the risk. Others are at a time in their lives when they can’t afford to take great risk. If you’re near or in retirement, your portfolio and nerves may not be able to wait a decade for your riskier investments to recover after a major stumble. Perhaps you have sufficient assets to accomplish your financial goals and are concerned with preserving what you do have rather than risking it to grow more wealth.

If you work for a living, odds are that you need and want to make your investments grow at a healthy clip. If your investments grow slowly, you may fall short of your goal of owning a home or retiring or changing careers.