Читать книгу Personal Finance After 50 For Dummies - Eric Tyson - Страница 101

When saving money for your retirement, ultimately you must select investments into which you place that money. Plenty of folks find selecting investments stressful and challenging. We’re here to remove the anxiety and help you assemble an all-star investment portfolio that will build and protect your wealth over the years ahead.

Earlier in this chapter, we discuss the spectrum of available investments and highlight the important differences among them. Ownership investments, including stocks around the world, real estate, and small business, offer the greatest potential returns but also higher risk.

We don’t explicitly discuss real estate and small business in more detail in this section except to say that for asset allocation purposes, they can fulfill a role similar to investing in stocks. For a detailed discussion of real estate and small business investment opportunities, pick up a copy of the latest edition of Eric’s best-selling book, Investing For Dummies (Wiley).

In this section, we discuss core funds — such as funds of funds, target-date funds, index funds, and exchange-traded funds — that make sense for you to consider. We also present some methods for assessing and managing your investment portfolio.