Читать книгу Personal Finance After 50 For Dummies - Eric Tyson - Страница 67

The many types of investments you may have are an important component of your retirement plan. These investments may come in various forms, such as bank accounts, brokerage accounts, mutual fund accounts, and so on. Your investments may or may not be in retirement accounts. Even if they aren’t, they still can be earmarked to help with your retirement.

Take an inventory of your savings and investments by gathering recent copies of your statements (or checking balances online if you’ve gone paperless) from the following types of accounts or investment options:

 Bank accounts — checking (especially if it holds excess savings), savings, CDs, and so on

 IRA accounts

 Taxable accounts at brokers and mutual funds

 Employer retirement accounts, includingProfit-sharing plansEmployee stock ownership plans (ESOPs)401(k)s, 403(b)s, and so forth

 Investment real estate

We provide numerous bits of information elsewhere in this book about how to invest your retirement money as well as where to save it. At this point, you simply need to take an inventory of your current assets and use that information in the “Crunching the Numbers” section to determine where you stand regarding retirement planning.