Читать книгу Investing in Your 20s & 30s For Dummies - Eric Tyson - Страница 4

1  Cover

2  Title Page

3  Copyright

4  Introduction About This Book Foolish Assumptions Icons Used in This Book Beyond the Book Where to Go from Here

5  Part 1: Getting Started with Investing Chapter 1: Making Sense of Your Investing Options Growing Your Money in Ownership Investments Keeping Money in Lending Investments Understanding Risks and Returns Where to Invest and Get Advice Chapter 2: Using Investments to Accomplish Your Goals Setting and Prioritizing Your Shorter-Term Goals Investing in Retirement Accounts Assessing Your Risk-Taking Desires Chapter 3: Setting Your Return Expectations Estimating Your Investments’ Returns Compounding Your Returns Chapter 4: Minimizing Your Taxes When Investing Understanding Investment Taxes Reducing Your Taxes When Selling Investments

6  Part 2: Preparing Your Investing Foundation Chapter 5: Laying Out Your Financial Plans First Priorities: Paying Off High-Cost Debt and Building a Safety Reserve What about Paying Down Other Debts? Sorting Out Your Financial Plans Knowing the Impact of Investing for College Costs Securing Proper Insurance Chapter 6: Starting Out with Bank and Credit Union Accounts Understanding FDIC Bank Insurance Investing in Banking Account and Savings Vehicles Negotiating with Bankers Feeling Secure with Your Bank Exploring Alternatives to Bank Accounts Chapter 7: Managing Money Market Funds Defining Money Market Mutual Funds Looking at Money Market Fund Holdings Protecting and Accessing Your Money in Money Funds Using Money Market Funds in Your Investment Plan Shopping for the Best Money Funds Alternatives to Money Market Mutual Funds

7  Part 3: Investing in Stocks, Bonds, and Funds Chapter 8: Getting Your Slice of Capitalism with Stocks What Are Stocks? How (and Why) You Can Make Money with Stocks Timing Your Stock Buying and Selling Highlighting How to Invest in Stocks Maximizing Your Stock Market Returns Chapter 9: Securing Investment Income and Principal with Bonds Defining Bonds Using Bonds in a Portfolio How and Where to Invest in Bonds Chapter 10: Fund Investing: Mutual Funds and Exchange-Traded Funds Understanding the Advantages of Funds Maximizing Your Chances for Fund Investing Success Creating and Managing a Fund Portfolio Identifying the Best Mutual Funds and ETFs Considering Alternatives to Investing in Funds Chapter 11: Understanding Investment Brokers Getting Your Money’s Worth: Discount Brokers Checking Out Online Brokers

8  Part 4: Investing in Real Estate, Small Business, and Other Investments Chapter 12: Seeking Shelter and Appreciation in Real Estate Comparing Owning a Home to Renting Figuring Your Home-Buying Budget Shopping for Your Home Investing in Investment Real Estate Chapter 13: Financing and Putting Together Real Estate Investment Deals Financing Your Real Estate Deals Working with Real Estate Agents Putting Your Deal Together Selling Real Estate Chapter 14: Taking Your Talents to the Small-Business Arena Investing in Your Career Deciding to Start Your Own Business Turning a Business Idea into Reality Considering Small-Business Investment Options Chapter 15: Exploring Other Investment Vehicles Calling on Options Considering Gold and Other Precious Metals Should You Invest in Currencies and Cryptocurrencies? Contemplating Collectibles Understanding Annuities and Cash-Value Life Insurance

9  Part 5: The Part of Tens Chapter 16: Ten Things to Know about Investing Resources Get Educated to Discern the Best from the Rest Beware “Free” Understand the Influence of Advertising Value Quality over Quantity Know How to Check Out a Resource Beware Hype and Exaggeration Don’t Assume Quoted Experts Know Their Stuff Investigate Gurus’ Claims Don’t Believe Investment-Newsletter Claims Check Out and Keep Up with My Favorite Resources Chapter 17: Ten Essential Tips for Investing Success Regularly Save and Invest 5 Percent to 10 Percent of Your Income Understand and Use Your Employee Benefits Thoroughly Research Before You Invest Shun Investments with High Commissions and Expenses Invest the Majority of Your Long-Term Money in Ownership Investments Avoid Making Emotionally Based Financial Decisions Make Investing Decisions Based on Your Plans and Needs Tap Information Sources with High Quality Standards Trust Yourself First Invest in Yourself and Others Chapter 18: Ten Things to Know about Investing Apps Beware of the General Dangers of Putting Apps on Your Cell Phone Use Apps Only from Proven Companies with Good Reputations and Longevity Consider the Alternatives to an App Use the Best Personal Finance Apps to Have More to Invest Be Skeptical of Investing Apps Offering “Free” Trading Review Current and Historic Financial and Economic Data Invest with Leading Fund Providers Tap into the Best Investment Brokerage Firms Examine the Best Real Estate Apps Seek out Good Small-Business Apps

10  Bonus Chapter: Taking Care with Health Insurance Making Sure You’re Covered Finding Your Best Health Plan Shopping for Health Insurance Health Savings Accounts: Tax Reduction for Healthcare Costs

11  Index

12  About the Author

13  Advertisement Page

14  Connect with Dummies

15  End User License Agreement