Читать книгу Small Business Taxes For Dummies - Eric Tyson - Страница 20

All the tax deductions and tax deferrals that come with accounts such as 401(k)s, SEP-IRA plans, and individual retirement accounts (IRAs) were put in the tax code to encourage you to save for retirement. That’s something that you as a small-business owner should be doing for yourself as well as encouraging your employees to do.

Most excuses for missing out on these accounts just don’t make good financial sense. Some folks underfund retirement accounts because they spend too much and because retirement seems so far away. Others mistakenly believe that retirement account money is totally inaccessible until they’re old enough to qualify for senior discounts. (See Chapter 3 to find out all about your small-business retirement account options.)