Читать книгу Mutual Funds For Dummies - Eric Tyson - Страница 42

Choosing from a huge variety of funds, you can select those that meet your financial goals and take on the kinds of risks that you’re comfortable with. Funds to choose from include

 Stock funds: If you want your money to grow over a long period of time (and you can put up with some bad years thrown in with the good), select funds that invest primarily in stocks. (Check out Chapter 13 for the complete story on stock funds.)

 Bond funds: If you need current income and don’t want investments that fluctuate as widely in value as stocks do, consider bond funds (see Chapter 12).

 Money market funds: If you want to be sure your invested principal doesn’t drop in value because you may need to use your money in the short term, you can choose a money market fund (see Chapter 11).

Most investors choose a combination of these three types of funds to diversify and help meet different financial goals. I get into all that information in the chapters to come.