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Gary A. Shulman
Rightfully Yours
Читать книгу Rightfully Yours - Gary A. Shulman - Страница 1
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RIGHTFULLY YOURS:
Past-Due Child Support, Alimony, & Securing Your Share of Your Ex’s Pension
Preface
1 Did Your Divorce Decree Grant You a Portion of Your Ex-Husband’s Future Pension? (It Should Have!)
1. Don’t Forget the Pension
2. It’s Your Property Right
3. It’s Not Alimony
4. How Much Is the Retirement Benefit Worth?
4.1 Defined contribution plans
4.1.a Calculating the value of a plan
4.1.b What is vesting?
4.2 Defined benefit pension plans
5. The Use of Offsetting Assets
6. A QDRO Is a Must
2 What Is a QDRO? (And Why Do You Need One?)
1. Horror Story No. 1
2. Horror Story No. 2
3. Horror Story No. 3
4. Congress Created QDRO Laws in 1984
5. The Requirements of a QDRO
6. Pension Plan Administrators Can Throw Out Your QDRO If They Don’t Like It
Страница 22
4 Do You Need to Get an Attorney to Draft a QDRO? (What If You Can’t Afford One?)
1. Contact Your Original Divorce Attorney
2. Contact a New Family Law Attorney
3. Try to Draft a QDRO Yourself Using a Sample QDRO from this Book
3.1 Step-by-Step Instructions for Completing a Sample QDRO Yourself
3.1.a Section 1
3.1.b Sections 2 and 3
3.1.c Section 4
3.1.d Section 5
3.1.e Section 6
3.1.f Section 7
3.1.g Section 8
3.1.h Section 9
3.1.i Section 10
3.1.j Section 11
3.1.k Section 12
3.1.l Section 13
3.1.m Section 14
3.1.n Section 15
3.1.o Section 16
3.1.p Section 17
4. Getting the Judge’s Signature
5 How Do You Deal with the Plan Administrator?
1. Plan Administrators and You
2. Remaining Nonadversarial with the Plan Administrator
3. Problems in Discovery
4. Your Rights under the Federal Pension Law Called ERISA
5. Administrative Fees for Processing QDROs
6. Constructive Notice of a QDRO
7. The Company’s Own Model QDRO Language
8. The Administrator’s Approval and Signature
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