Читать книгу Rightfully Yours - Gary A. Shulman - Страница 9

The first type of retirement plan, and the simpler of the two, is called a defined contribution plan. Defined contribution plans come in many flavors. Some are referred to as 401(k) plans. Others are called profit-sharing plans, savings plans, or thrift plans. They all have one thing in common: a “pot” of money that is maintained for each plan participant and that grows each year with contributions and interest. By a pot of money, I mean that the company maintains an individual account for each employee. It’s very similar to the individual retirement account (IRA) that one may open at a bank.