Читать книгу Financing the digitalisation of small and medium-sized enterprises - Группа авторов - Страница 2

Foreword by Lilyana Pavlova

Foreword by Roberto Viola

Executive summary

Context and study approach

Snapshot of the status of digitalisation in Europe

Key findings

Recommendations

Recommendations focused on supporting the ecosystem

Recommendations focused on access to finance

1.Context and study approach

1.1Context

1.2Approach

1.3Methodology

2.Snapshot of the status of digitalisation in Europe

2.1Trends of digitalisation in Europe and expected growth

2.2The digital profile of small and medium-sized enterprises: Digital adopters and digital natives

2.3Ecosystem and enablers for innovation and digitalisation

2.4Ecosystem and enablers for innovation and digitalisation: Overview of national and European programmes

2.5Selected examples of digitalisation programmes worldwide

3.Key findings

3.1Finding 1: Digital innovation hubs are critical enablers with strong potential to strengthen their offerings

3.2Finding 2: Public funding is dominant in digital innovation hubs, but new financing models are emerging

3.3Finding 3: Perceived complexity and low visibility limit demand for funding from public digitalisation programmes

3.4Finding 4: A key barrier to digitalisation of small and medium-sized enterprises (different manifestation for natives versus adopters) is the lack of knowledge

3.5Finding 5: Financing of digital projects is limited by the knowledge gap of banks

4.Recommendations

4.1Recommendation 1: Strengthen digital innovation hubs’ reach and role in helping small and medium-sized enterprises to access financing support

4.2Recommendation 2: Diversify funding sources where possible and support digital innovation hubs to develop more commercially-oriented business models

4.3Recommendation 3: Develop a central platform to drive awareness and ambition

4.4Recommendation 4: Develop a voucher scheme to provide technical assistance to small and medium-sized enterprises and a marketplace to facilitate match-making

4.5Recommendation 5: Explore the development of dedicated financial instruments to support digitalisation

4.6Recommendation 6: Consider developing dedicated equity instruments and/or higher risk-absorption debt products for growth capital to support disruptive digital technologies

4.7Recommendation 7: Further investigate opportunities for dedicated financial instruments and dedicated advisory services for the CESEE region

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List of tables