Читать книгу Business Interruption Policy Wordings - Harry Roberts - Страница 7

Contents

Preface

Contributors and Members of Study Group

Chapter 1

Gross Profit

1.1 Gross Profit – Definition

1.2 Gross Profit – Uninsured Standing Charges Clause

1.3 Material Damage/Business Interruption Overlap

1.4 Material Damage Proviso

1.5 Rent

1.6 Declaration-Linked Policies – No Proportionate Reduction

1.7 Declaration-Linked Policies – Overall Impact

Chapter 2

Damage

2.1 Damage – Definition

2.2 Wide Area Damage

2.3 Premises

2.4 Denial, Prevention and Hindrance of Access

2.5 Suppliers and Customers Extension

Chapter 3

Increased Costs

3.1 Increase in Cost of Working – Apportionment

3.2 Outsourcing and Blundell Spence

3.3 Increase in Cost of Working (Only) Covers

3.4 Fines and Penalties

Chapter 4

Sundry

4.1 Auditors’ and Accountants’ Charges

4.2 Time Deductibles

4.3 Definition of Maximum Indemnity Period

4.4 Depreciation Savings

4.5 Alteration Condition

Chapter 5

Procedural

5.1 Declaration-Linked Policies – Fundamentals

5.2 Declaration-Linked Policies – Two Declarations

5.3 Declaration-Linked Policies – Basis Periods

5.4 Declaration-Linked Policies – Periods Other Than 12 Months

5.5 Increase in Cost of Working – Applying the Economic Limit

5.6 Payments on Account

5.7 Notification of BI Claims

5.8 Information Disclosure

Chapter 6

Conceptual

6.1 Should Gross Profit be Replaced by Gross Revenue?

6.2 Notification is a Minefield

6.3 Review of UK and US Wordings

Appendix 1

Key Differences Between UK and US Approaches to Business Interruption Insurance

Appendix 2

List of Cases

Index