Читать книгу Bulletproof Investing - James FitzGerald - Страница 2
ОглавлениеTable of Contents
1 COVER
6 PART I: GROWING PAINS CHAPTER 1: Losing my best mate Finding clarity amid grief CHAPTER 2: Lessons in life and money My first encounter with financial stress CHAPTER 3: Learning from the best: Uncle John A timely career change CHAPTER 4: Mindset: the game changer Change your outlook, change your life CHAPTER 5: The power of mentorship Tapping into the right side of the brain Finding my ‘why’ Mind mapping CHAPTER 6: Riding a financial rollercoaster The beginning of the end CHAPTER 7: Financial control: the basics Life-changing lessons CHAPTER 8: How to spend less than you earn CHAPTER 9: Keep cash as your king Regaining control CHAPTER 10: Work smart, not hard It's simple, but not easy The heart, the head and the hands
7 PART II: THE BULLETPROOF APPROACH CHAPTER 11: Buying in There’s only truth in numbers The value is in the land CHAPTER 12: Getting started Lender's mortgage insurance Government grants My first property CHAPTER 13: Cash flow: the oxygen of investing Managing cash flow Negative gearing CHAPTER 14: Compound growth: the Eighth Wonder of the World Compound growth and property CHAPTER 15: Turning up the volume Borrowing 90 per cent Borrowing 80 per cent Time is your best friend CHAPTER 16: Assembling a team Mentor Banker/broker Property manager Accountant CHAPTER 17: Little habits, big results Wake up early Make the first hour of the day yours Get your heart going Get enough sleep Practise gratitude and humility Visualise Spend time with like-minded people Be a reader, be a leader Turn off CHAPTER 18: Making the best of the worst Previous crises Focusing on the facts The insight Population growth and supply Affordability What's the lesson? CHAPTER 19: Ready, set, go!
8 APPENDIX: FAQS What if I lose my job or my income reduces? What if I can't get a tenant for my property? What if interest rates increase? What if my loans go to principal and interest? Is it realistic for property to increase in value like it has in the past? What if my tenant leaves suddenly or damages the property? Won't the banks stop lending me money at some point? What if the government abolishes negative gearing? What are holding costs? Shouldn't I be diversifying?
9 INDEX
List of Tables
1 Chapter 11Table 11.1: median house prices in the main capital cities over the past 40 y...Table 11.2: comparing the cost of a block of land per square metreTable 11.3: value of properties purchased by my parentsTable 11.4: land value of properties purchased by my parents
2 Chapter 12Table 12.1: net position using good debtTable 12.2: your investment amount assuming 80% LVRTable 12.3: your investment amount assuming 90% LVRTable 12.4: return on investment (ROI) at 90% LVRTable 12.5: return on investment (ROI) at 80% LVRTable 12.6: return on investment (ROI) without leverageTable 12.7: return on investment (ROI) at 90% LVR and 50% growthTable 12.8: return on investment (ROI) at 80% LVR and 50% growthTable 12.9: my investment contribution before government incentivesTable 12.10: my investment contribution with government incentivesTable 12.11: my investment contribution with John's investmentTable 12.12: before repaying JohnTable 12.13: after repaying John
3 Chapter 13Table 13.1: your investment amount — land only (80% LVR)Table 13.2: return on investment (ROI) — land onlyTable 13.3: cash flow — land only at 80% LVRTable 13.4: return on investment (ROI) — house and land onlyTable 13.5: cash flow — house and land at 80% LVRTable 13.6: cost of holding a property (without depreciation)Table 13.7: cost of holding a property (with depreciation)
4 Chapter 14Table 14.1: equity position — one property, year 3 (90% LVR)Table 14.2: available equity — one property, year 3 (90% LVR)Table 14.3: equity position — two properties, year 3 (90% LVR)
5 Chapter 15Table 15.1: equity position — two properties, year 5 (90% LVR)Table 15.2: available equity — two properties, year 5 (90% LVR)Table 15.3: equity position — four properties, year 5 (90% LVR)Table 15.4: equity position — four properties, year 10 (90% LVR)Table 15.5: equity position — four properties, year 10 (80% LVR)Table 15.6: equity position — four properties, year 20 (90% LVR)Table 15.7: equity position — four properties, year 20 (80% LVR)
Pages
1 iii
2 iv
3 v
4 ix
5 x
6 xi
7 xii
8 xiii
9 xiv
10 1
11 2
12 3
13 4
14 5
15 6
16 7
17 8
18 9
19 11
20 12
21 13
22 14
23 15
24 16
25 17
26 18
27 19
28 20
29 21
30 22
31 23
32 25
33 26
34 27
35 28
36 29
37 30
38 31
39 32
40 33
41 34
42 35
43 36
44 37
45 38
46 39
47 40
48 41
49 43
50 44
51 45
52 46
53 47
54 48
55 49
56 51
57 52
58 53
59 54
60 55
61 56
62 57
63 58
64 59
65 60
66 61
67 62
68 63
69 64
70 65
71 66
72 67
73 69
74 70
75 71
76 72
77 73
78 74
79 75
80 76
81 77
82 78
83 79
84 80
85 81
86 82
87 83
88 84
89 85
90 86
91 87
92 88
93 89
94 91
95 92
96 93
97 94
98 95
99 96
100 97
101 98
102 99
103 100
104 101
105 102
106 103
107 104
108 105
109 106
110 107
111 108
112 109
113 110
114 111
115 112
116 113
117 114
118 115
119 116
120 117
121 118
122 119
123 120
124 121
125 122
126 123
127 124
128 125
129 126
130 127
131 129
132 130
133 131
134 132
135 133
136 135
137 136
138 137
139 138
140 139
141 140
142 141
143 142
144 143
145 144
146 145
147 146
148 147
149 148
150 149
151 150
152 151
153 152
154 153
155 154
156 155
157 157
158 158
159 159
160 160
161 161
162 162
163 163
164 164
165 165
166 166
167 167
168 168
169 169
170 170
171 171
172 172
173 173
174 174
175 175
