Читать книгу The New Retirement - Jan Cullinane - Страница 14

A friend of mine named Jim said you should ask yourself these three questions to decide if you are ready to retire: Do I have enough? Have I had enough? Do I have enough to do? This is simple, clever, and to a large part it reflects what studies have shown as the major reasons why men and women decide to retire:

 To do other things

 Financial incentives/have enough money to retire

 Spouse retired

 Poor health

 Didn't like working

 Didn't get along with boss

 Family health issues

 Not appreciated

 Job terminated

There's no one correct answer to the question “When should I retire?” A 2018 Fidelity survey found that half of Boomer couples disagree about when they should retire, and for Millennials, more than half disagreed what time was/will be the right time. If you are reading this book because you're considering retiring, take the fun and informative “Are You Ready to Launch Your Retirement” quiz at the end of this chapter. And, if you have a spouse or significant other, she/he should also take the quiz … and be sure to have an in-depth discussion about your results.

As you can see from the preceding list, some people retired not because they wanted to, but because they had to. It's important to recognize that it's not always a choice. As the popular idiom succinctly states, “Forewarned is forearmed.”