Читать книгу Cybersecurity For Dummies - Joseph Steinberg - Страница 107

Hackers may seek to steal money directly through attacks. For example, hackers may install malware on people’s computers to capture victims’ online banking sessions and instruct the online banking server to send money to the criminals’ accounts. Of course, criminals know that bank systems are often well-protected against such forms of fraud, so many have migrated to target less well-defended systems. For example, some criminals now focus more on capturing login credentials (usernames and passwords) to systems that store credits — for example, coffee shop apps that allow users to store prepaid card values — and steal the money effectively banked in such accounts by using it elsewhere in order to purchase goods and services. Furthermore, if criminals compromise accounts of users that have auto-refill capabilities configured, criminals can repetitively steal the value after each auto-reload. Likewise, criminals may seek to compromise people’s frequent traveler accounts and transfer the points to other accounts, purchase goods, or obtain plane tickets and hotel rooms that they sell to other people for cash. Criminals can also steal credit card numbers and either use them or quickly sell them to other crooks who then use them to commit fraud.

Direct is not a black-and-white concept; there are many shades of grey.