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Kimberley Marr
Your First Home
Читать книгу Your First Home - Kimberley Marr - Страница 1
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YOUR FIRST HOME A Buyer’s Kit for Condos and Houses!
Introduction
Страница 4
2 Mortgage: How Much Can You Afford?
1. Understanding Mortgage Products
1.1 Conventional mortgage
1.2 High-ratio mortgage
1.3 Second mortgage
1.4 Vendor Take Back (VTB)
1.5 Builder’s mortgage
1.6 Closed mortgage
1.7 Open mortgage
1.8 Fixed rate mortgage
1.9 Variable or adjustable rate mortgage
1.10 Convertible mortgage
2. Getting Pre-Approved for a Mortgage
2.1 Obtain your credit report
2.2 Understanding the difference between pre-qualify and pre-approval
2.3 Determine how much you can spend on a home
3. How to Shop for a Mortgage and Get the Best Deal
3.1 Using the services of a mortgage broker
3.2 Mortgage term and interest rates
4. Plan Your Budget
Worksheet 1: Monthly Budget
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