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ATMs

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ATMs are everywhere, from large cities to small tourist areas.

However, there is an important nuance: Almost all ATMs in Thailand charge a fixed fee when withdrawing money with a foreign card.

The average bank commission is a fixed amount per withdrawal, regardless of the amount.

How to use an ATM more profitably

1. Withdraw large amounts at once so that the commission is divided over a large amount.

2. Check the exchange rate on the screen. ATMs often offer a “dynamic conversion” rate, which is always less favorable than your home bank’s. You should choose to be debited in baht.

Thailand – Important Instructions for Tourists

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