Читать книгу Introduction to Islamic Banking and Finance - M Kabir Hassan - Страница 25

It must be noted that the assets on which rent is charged are used and given back in the same existing condition after the use, such as homes or cars. On the other hand, money and other consumption goods are consumed. When we borrow money, we consume it and then regenerate it to repay our liabilities. In a loan transaction, when the money is used by the borrower, it is consumed. The borrower has to regenerate it and the lender without taking any risk is entitled to receive the consumed money with interest. An example here would illustrate the difference between rentable and non-rentable goods. Can we borrow apples or mangoes on rent? The answer is “no” since these are consumption goods. Thus, we can borrow a hammer, but not the nails based on the above classification between rentable and non-rentable goods.