Читать книгу Retirement Planning For Dummies - Matthew Krantz - Страница 3

1  Cover

2  Introduction About This Book Foolish Assumptions Icons Used in This Book Beyond the Book Where to Go from Here

3  Part 1: Getting Started Chapter 1: Retirement Planning Is Up to You Blazing Your Own Retirement Plan Measuring Your Lifespan Retirement Planning Beginnings: The Pension Changing Times: The 401(k) Social Security: The De Facto Safety Net Chapter 2: Determining How Much You Spend Finding Out Where Your Money Goes Measuring Your Spending Putting Your Spending in Context Improving Your Numbers Chapter 3: Calculating How Much You Need to Retire Getting to Know the 4 Percent Rule Using Online Retirement Calculators Understanding Why Starting Early Is Important Chapter 4: Choosing the Right Account Retirement Planning in a Nutshell A Great Place to Start: 401(k)s IRAs: A Cornerstone of Retirement Planning Self-Employed Plans What’s the Catch? Chapter 5: Gauging Your Appetite for Risk Getting a Handle on Your Risk Tolerance The ABCs of Asset Classes Chapter 6: Opening Your Accounts Getting Your 401(k) Up and Running Plugging into Your IRA Connecting with a Financial Planner

4  Part 2: Using Online Resources Chapter 7: Managing and Optimizing Your 401(k) Getting Online Checking Your Portfolio Allocation Powering Your 401(k) with Contributions Discovering Other Nifty Aspects of Your 401(k) Plan Site Chapter 8: Taking Your IRA to the Next Level Getting Online with Your IRA Provider Checking Your Portfolio Asset Allocation Understanding Your IRA Contributions Taking Money out of Your IRA Chapter 9: Optimizing Your Retirement with Third-Party Offerings Understanding Fees Examining Your Portfolio Using Morningstar Putting Your 401(k) Under the BrightScope Microscope Grading Your Retirement Plans in Other Ways Chapter 10: Digging into Social Security Discovering All the Benefits of Social Security Managing Social Security Information Online Planning for Social Security in Retirement

5  Part 3: Maximizing Your Retirement Knowledge Chapter 11: Balancing Retirement Savings with Other Needs Cleaning Up Your Personal Balance Sheet Saving for a Home Saving for College Chapter 12: Fine-Tuning Your Asset Allocation Exploring Stock Strategies Diving for Income It’s Easy Being Green: The Rise of ESG Chapter 13: Keeping Your Retirement on Track Tracking Your Portfolio’s Health Tracking and Updating Your Goals Chapter 14: Gearing Up for Retirement Creating a Retirement Budget Thinking about Annuities Unlocking a Goldmine: Reverse Mortgage Chapter 15: Understanding Pensions Checking a Private Pension's Funding Understanding the Problems with Public Pensions Understanding Pensions Inside-Out Managing Your Pension Chapter 16: Getting Insurance Building a Health Insurance Plan Defending Your Money with Insurance

6  Part 4: The Part of Tens Chapter 17: Top Ten Retirement Mistakes Waiting to Save Ignoring Fees Not Securing Your Information Prioritizing College Savings Over Retirement Not Diversifying Your Portfolio Waiting for the “Right Time” to Invest Having Inadequate Insurance Taking Money from Your Accounts Early Not Checking Your Social Security Benefit Not Thinking about Income Chapter 18: Top Ten Retirement Questions How Much Money Do I Need? Is Medicare Enough? What Will I Do with My Free Time? Will I Run Out of Money? Should I Have a Roth or Traditional IRA? How Good Is My 401(k)? What’s an RMD? Can Retirement Rules Change? What Can I Do If I’m Near Retirement Age and Don’t Have a Plan? Do I Need a Financial Advisor?

7  Index

8  About the Author

9  Connect with Dummies

10  End User License Agreement