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On Saturday afternoon about three o'clock, the cashier of the Fourth National Bank in the town of Clarksburg called Thomas Woodford as he was passing on the street, and requested him to come at once into the directors' room. Woodford saw by the man's face that there was something serious the matter and he hurried after him to the door of the private office. As he entered, Mr. Izzard arose and crossed the room to him. The old man held a check in his hand and was evidently laboring under great excitement.

"Woodford," he cried, thrusting the check up into the cattle-shipper's face, "this thing is not worth a damn! There is no money here to pay it."

"No money to pay it!" echoed Woodford. "You must be crazy. We put the money in here Monday. There's ten thousand dollars here to pay it."

"Well," said the old man, trembling with anger, "there is none here now. You gave me this check Tuesday on my cattle which you and Harris bought, and you told me there was money here to meet it. I thought you were all right, of course, and I did not come to town until to-day. Now the cashier says there is not a cursèd cent here to the credit of you and Harris."

The blood faded out of the cattle-shipper's face, leaving him as white as a sheet. He turned slowly to the cashier: "What became of that money?" he gasped.

"Why," the officer replied, "it was drawn out on the check of yourself and Harris. Did n't you know about it? The check was properly endorsed."

"Show me the check," said Thomas Woodford, striving hard to control the trembling of his voice. "There must be some mistake."

The cashier went to his desk and returned with a check, which he spread out on the table before the cattle-shipper. The man seized it and carried it to the light, where he scrutinized it closely. It was in proper form and drawn in the firm name of "Woodford & Harris," directing the Fourth National Bank to pay to William Harris ten thousand dollars. It was properly endorsed by William Harris and bore the stamp of the New York Clearing House.

"When was this check cashed?" asked Woodford.

"It was sent in yesterday," answered the cashier. "Is there anything wrong with it?"

For a time Woodford did not speak. He stood with his back to the two men and was evidently attempting to arrive at some solution of the matter. Presently he turned and faced the angry land-owner.

"There has been a mistake here, Mr. Izzard," he said, speaking slowly and calmly. "Suppose I give you my note for the money; the bank here will discount it, and you will not be put to any inconvenience."

To this the old gentleman readily assented. "All I want," he assured the shipper, "is to be safe. Your note, Woodford, is good for ten times the sum."

Thomas Woodford turned to the desk and drew a negotiable note for the amount of the check. This he gave to Mr. Izzard, and then hurried to the telegraph office, where he wired Harris asking for an immediate explanation of the mysterious transaction.

He was a man accustomed to keep his own counsels, and he was not yet ready to abandon them. He gave directions where the answer was to be sent, then he went to the hotel, locked himself in his room, and began to pace the floor, striving to solve the enigma of this queer proceeding on the part of William Harris.

The transaction had an ugly appearance. The money had been placed in the bank by the two men for the express purpose of meeting this check, which he had given to Izzard as a part payment on his stock. Harris knew this perfectly, and had suggested it. Now, how should it happen that he had drawn the money in his own name almost immediately upon his arrival in New York?

Could it be that Harris had concluded to steal the money? This the cattle-shipper refused to believe. He had known Harris for years, and knew that he was considered honest, as the world goes. Besides, Harris would not dare to make such a bold move for the purpose of robbery. His name was on the back of the check; there was no apparent attempt to conceal it. No, there could be but one explanation, considered Woodford: Harris had found the market rising and a great opportunity to make a vast sum of money; consequently he had bought more stock and had been compelled to use this money for the purpose of payment. There could be no other explanation, so the cattle-shipper convinced himself.

Thomas Woodford was not a man of wavering decisions. When his conclusion was once formed, that was the end of it. He went over to the wash-stand, bathed his face, and turned to leave the room. As he did so, some one rapped on the door; when he opened it, a messenger boy handed him a telegram. He took the message, closed the door, and went over to the window. For a moment the dread of what the little yellow envelope might possibly contain, made the big rough cattle-shipper tremble. Then he dismissed the premonition as an unreasonable fear, and with calm finger opened the message. The telegram was from New York, and contained these few words: "Have been robbed. Everything is lost," and was signed "William Harris."

Thomas Woodford staggered as if some one had dealt him a terrible blow in the face. The paper fell from his fingers and fluttered down on the floor. The room appeared to swim round him; his heart thumped violently for a moment, and then seemed to die down in his breast and cease its beating. He sank down in his chair and fell forward on the table, his big body limp under the shock of this awful calamity. It was all perfectly plain to him now. The entire transaction from the beginning to the end had been a deep-laid, cunning plan to rob him. The checking out of the ten thousand dollars was but a small part of it Harris had sold the cattle, and, seeking to keep the money, had simply said that he had been robbed. The story about the probable dissolution of the exporters' combine had been all a lie. He had been the dupe—the easy, willing dupe, of a cunning villain.

William Harris had come to West Virginia with the deliberate intention of inveigling him into this very trap. He had left New York with the entire scheme well planned. He had stopped at Bridgeport and told him the plausible story about what would happen to the combine, in order to arouse his interest and draw him into the plot and to account for his own presence in the cattle region. It was a shrewdly constructed tale, which, under the circumstances, the most cautious man in the business would have believed.

The man winced as he recalled how cunningly Harris had forced him to do the very things he desired done, without appearing to even suggest them. There was the deposit of the fund in the partnership name,—that seemed all reasonable enough. It had not occurred to him that this money would then be subject to Harris's check as well as his own. Then, too, it was reasonable that he should go out and buy the cattle, and Harris ship them,—Harris was a commission-merchant by trade, and this division of the work was natural. Such a robbery had not occurred before in all the history of this business, and how fatally well all the circumstances and the customs of the trade fitted into the plan of this daring rascal!

Then, like a benumbing ache, came the gradual appreciation of the magnitude of this loss. The cattle were worth twenty thousand dollars. He had agreed to pay Izzard that sum for the drove, and then there was the five thousand of his own money. Twenty-five thousand dollars in all. It was no small sum for the wealthiest to lose, and to this man in his despair it loomed large indeed.

Financial ruin is an evil-featured demon at best. The grasp of his hand is blighting; the leer of his sunken face, maddening. It requires strong will to face the monster when one knows that he is coming, even after his shadow has been flitting across one's path for years. When he leaps down suddenly from the dark upon the shoulders of the unsuspecting passer-by, that one must be strong indeed if all that he possesses of virtue and honesty and good motive be not driven out from him.

The old clock on the court-house struck five, its battered iron tongue crying out from above the place where men were accustomed to resort for Justice.

The sound startled Woodford and reminded him of something. He arose and went to the window and stood looking at the gaunt old building.

Yes, there was the Law. He had almost forgotten that, and the Law would not tolerate wrong. It hated the evil-doer, and hunted him down even to the death, and punished him. Men were often weak and half blind, but the Law was strong always, and its eyes were far-sighted. The world was not so large that the rogue could hide from it. In its strength it would seek him out and hold him responsible for the evil he had done. It stood ever in its majesty between the knave and those upon whom he sought to prey; its shadow, heavy with warning, lay always before the faces of vicious men.

In his bitterness, Woodford thanked Heaven that this was true. From the iron hand of the Law; William Harris should have vengeance visited upon him to the very rim of the measure.