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Toward the close of a pleasant September afternoon, in one of the years when the big stick of President Roosevelt was cudgeling the shoulders of malefactors of great wealth, the feverish home-bound masses which poured into upper Fifth Avenue with the awakening of the electric night were greeted by the strangest of all spectacles which can astound a metropolitan crowd harassed by the din of sounds, the fret and fury of the daily struggle which is the tyranny of New York. A very young man, of clean-cut limbs and boyish countenance, absolutely unhurried amidst the press, without a trace of preoccupation, worry, or painful mental concentration, was swinging easily up the Avenue as though he were striding among green fields, head up, shoulders squared like a grenadier, without a care in the world, so visibly delighted at the novelty of gay crowds, of towering buildings decked in electric garlands, of theatric shop-windows, that more than one perceiving this open enthusiasm smiled with a tolerant amusement.

Now when a young man appears thus on Fifth Avenue, undriven, without preoccupation, without a contraction of the brows and particularly without that strained metropolitan gaze of trying to decide something of importance, either he is on his way to the station with a coveted vacation ahead or he has been in the city less than twenty-four hours. In the present instance the latter hypothesis was true.

Tom Beauchamp Crocker, familiarly known as Bojo, had sent his baggage ahead, eager to enjoy the delights one enjoys at twenty-four, which the long apprenticeship of school and college is ended and the city is waiting with all the mystery of that uncharted dominion—The World. He went his way with long, swinging steps, smiling from the pure delight of being alive, amazed at everything: at the tangled stream of nations flowing past him; at the prodigious number of entrancing eyes which glanced at him from under provoking brims; at the sheer flights of blazing windows, shutting out the feeble stars; at the vigor and vitality on the sidewalks; at the flooded lights from sparkling shop windows; at the rolling procession of incalculable wealth on the Avenue.

Everywhere was the stir of returning crowds, the end of the summer's hot isolation, the reopening of gilded theaters, the thronging of hotels, and the displays of radiant shop fronts, preparing for the winter's campaign. In the crush of the Avenue was the note of home-coming, in taxicabs and coupés piled high with luggage and brown-faced children hanging at the windows, acclaiming familiar landmarks with piping cries. Tradesmen and all the world of little business, all the world that must prepare to feed, clothe, and amuse the winter metropolis, were pouring in.

And in the midst of this feverish awaking of luxury and pleasure one felt at every turn a new generation of young men storming every avenue with high imaginations, eager to pierce the multitudes and emerge as masters. Bojo himself had not woven his way three blocks before he felt this imperative need of a stimulating dream, a career to emulate—a master of industry or a master of men—and, sublimely confident, he imagined that some day, not too distant, he would take his place in the luxurious flight of automobiles, a personage, a future Morgan or a future Roosevelt, to be instantly recognized, to hear his name on a thousand lips, never doubting that life was only a greater game than the games he had played, ruled by the same spirit of fair play with the ultimate prize to the best man.

In the crowd he perceived a familiar figure, a college mate of the class above him, and he hailed him with enthusiasm as though the most amazing and delightful thing in the world was to be out of college on Fifth Avenue and to meet a friend.

"Foster! Hallo there!"

At this greeting the young man stopped, shot out his hand, and rattled off in business manner: "Why, Bojo, how are you? How's it going? Making lots of money?"

"I've just arrived," said Crocker, somewhat taken back.

"That so? You're looking fine. I'm in the devil of a rush—call me up at the club some time. Good luck."

He was gone with purposeful steps, lost in the quick, nervous crowd before Crocker with a thwarted sense of comradeship could recover himself. A little later another acquaintance responded to his greeting, hesitated, and offered his hand.

"Hello, Bojo, how are things? You look prosperous; making lots of money, I suppose. Glad to have seen you—so long."

For a second time he felt a sense of disappointment. Every one seemed in a hurry, oppressed by the hundred details to be crowded into the too short day. He became aware of this haste in the air and in the street. In this speed-driven world even the great stone flights seemed to have risen with the hour. Dazzling electric signs flashed in and out, transferring themselves into bewildering combinations with the necessity of startling this wonder-surfeited city into an instant's recognition. Electricity was in the vibrant air, in the scurrying throngs, in the nervous craving of the crowd for excitement after drudgery, to be out, to be seen in brilliant restaurants, to go with the rushing throngs, keyed to a higher tension, avid of lights and thrumming sounds.

Insensibly he felt the stimulus about him, his own gait adjusted itself to the rush of those who jostled past him. He began to watch for openings, to dart ahead, to slip through this group and that, weaving his way as though there was something precious ahead, an object to be gained by the first arrival. All at once he perceived how unconsciously he had surrendered to the subtle spirit of contention about him, and pulled himself up, laughing. At this moment an arm was slipped through his and he turned to find a classmate, Bob Crowley, at his side.

"Whither so fast?

"Just in. I'm bound for the diggings."

"Fred DeLancy's been asking about you for a week. I saw Marsh and old Granny yesterday. The Big Four still keeping together?

"Yes, we're going to stick together. How are you?"

"Oh, so-so."

"Making money?"

The salutation came like a trick to his lips before he noticed the adoption. Crowley looked rather pleased.

"Thanks, I've got a pretty good thing. If you've got any loose change I can put you on to a cinch. Step into the club a moment. You'll see a lot of the crowd."

At the club, an immense hotel filled with businesslike young men rushing in and rushing out, thronging the grill-room with hats and coats on, an eye to the clock, Bojo was acclaimed with that rapturous campus enthusiasm which greets a returned hero. The tribute pleased him, after the journey through the indifferent multitude. It was something to return as even a moderate-sized frog to the small puddle. He wandered from group to group, ensconced at round tables for a snatched moment before the call of the evening. The vitality of these groups, the conflict of sounds in the low room, bewildered him. Speculation was in the air. The bonanza age of American finance was reaching its climax. Immense corporations were being formed overnight and stocks were mounting by bounds. All the talk in corners was of this tip and that while in the jumble staccato sentences struck his ear.

"A sure thing, Joe— I'll tell you where I got it."

"They say Harris cleaned up two thousand last week."

"The amalgamation's bound to go through."

"I'm in the bond business now; let me talk to you."

"Two more years in the law school, worse luck."

"At the P. and S."

"They say the Chicago crowd made fifteen millions on the rise—"

"I ran across Bozer last week."

"Hello, Bill, you old scout, they tell me you're making money so fast—"

All the talk was of business and opportunity, among these graduates of a year or two, eager and restless, all keen, all confident of arriving, all watching with vulture-like sharpness for an opportunity for a killing: a stock that was bound to shoot up or to tumble down. Every one seemed to be making money or certain to do so soon, cocksure of his opinion, prognosticating the trend of industry with sure mastery. Bojo was rather dazed by this academic fervor for material success; it gave him the feeling that the world was after all only a postgraduate course. He had left a group, with a beginning of critical amusement, when a hand spun him around and he heard a well-known voice cry:

"Bojo—you old sinner—you come right home!"

It was Roscoe Marsh, chum of chums, rather slight, negligently dressed among these young men of rather precise elegance, but dominating them all by the shock of an aggressive personality that stood out against their factoried types. Just as the generality of men incline to the fashions of conduct, philosophy, and politics of the day, there are certain individualities constituted by nature to be instinctively of the opposition. Marsh, finding himself in a complacent society, became a terrific radical, perhaps more from the necessity of dramatic sensations which was inherent in his brilliant nature than from a profound conviction. His features were irregular, the nose powerful and aquiline, the eyebrows arched with a suggestion of eloquence and imagination, the eyes gray and domineering, the mouth wide and expressive of every changing thought, while the outstanding ears on the thin, curved head completed an accent of oddity and obstinacy which he himself had characterized good-humoredly when he had described himself as looking like a poetical calf. Roscoe Marsh, the father—editor, politician, and capitalist, one of the figures of the last generation—had died, leaving him a fortune.

"What the deuce are you wasting time in this collection of fashion-plates and messenger-boys for?" said Marsh when the greetings were over. "Come out into the air where we can talk sense. When did you come?"

"An hour ago."

"Fred and Granny have been here all summer. You're a pampered darling, Bojo, to get a summer off. What was it—heart interest?"

"Ask me no questions, I'll tell you no lies," said Bojo with a half laugh and a whirl of his cane. "By George, Roscy, it's good to be here!"

"We'll get you to work."

"Who could help it? I say, is every one making money in this place? I've heard nothing else since I landed."

"On paper, yes, but you don't make money till you hear it chink, as lots will find out," said Marsh with a laugh. "However, this place's a regular mining-camp—every one's speculating. I say, what are you going to do?"

"Oh, I'm going into Wall Street too, I suppose. I spent a month with Dan Drake."

"—And daughter."

"And daughters," said Bojo, smiling. "I think I'll have a good opening there—after I learn the ropes, of course."

"Drake, eh," said Marsh reflectively, naming one of the boldest manipulators of the day. "Well, you ought to get plenty of excitement out of that. No use my tempting you with a newspaper job, then. But how about your Governor?"

Bojo became quiet, whistling to himself. "I've got a bad half-hour there," he said solemnly. "I've got to fight it out with the old man as soon as he arrives. You know what he thinks of Wall Street."

"I like your Governor."

"So do I. The trouble is we're too much alike."

"So you've made up your mind?"

"I have; no mills and drudgery for me."

"Well, if you've made up your mind, you've made it up," said Marsh a little anxiously.

In college the saying was that Marsh would sputter but Crocker would stick, and this byword expressed the difference between them. One attacked and the other entrenched. Crocker had an intense admiration for Marsh, for whom he believed all things possible. As they walked side by side, Bojo was the more agreeable to the eye; there was an instinctive sense of pleasing about him. He liked most men, so genuinely interested in their problems and point of view that few could resist his good nature. Mentally and in the knowledge of the world he was much the younger. There was a boyishness and an unsophistication about him that was in the clear forehead and laughing brown eyes, in the spontaneous quality of his smile, the spring in his feet, the general enthusiasm for all that was new or difficult. But underneath this easy manner there was a dangerous obstinacy ready to flare up at an instant's provocation, which showed in the lower jaw slightly undershot, which gave the lips a look of being pugnaciously compressed. He was implacable in a hatred or a fight, blind to the faults of a friend, and stubborn in his opinions.

"What sort of quarters have we got?" asked Bojo, who had left the detail to his three friends.

"The queerest spot in New York—the cave of Ali Baba. Wait till you see it—you'd never believe it. Hidden as safe as a needle in a haystack. No more than a stone's throw from here, and you'd never guess it."

He stopped, for at this moment they entered Times Square under the shadow of the incredible tower, dazzled by the sudden ambuscade of lights which flamed about them. Marsh, who could never brook waiting, without having altered his pace made a wide detour amid a jam of automobiles, dodged two surface cars and a file of trucks, and arrived at the opposite curb considerably after Crocker, who had waited for the direct route. Neither perceived how characteristic of their divergent temperaments this incident had been. But Marsh, whose spirit was irreverence, exclaimed contemptuously:

"The Great White Way. What a sham!" He extended his arm with an extravagant gesture, as much as to say, "I could change all that," and continued: "Look at it. There are not ten buildings on it that will last five years. Take away the electric advertisements and you'll see it as it is—a main street in a mining town. All the rest is shanty civilization, that will come tumbling down like a pack of cards. Look at it; a few hidden theaters with an entrance squeezed between a cigar-store and a haberdashery, restaurants on one floor, and the rest advertisements."

"Still it gives you quite a feeling," said Bojo in dissent, caught in the surging currents of automobiles and the mingled throngs of late workers and early pleasure-seekers. "There's an exhilaration about it all. It does wake you up."

"Think of a city of five thousand millionaires that can build a hundred business cathedrals a year, that has an opera house with the front of a warehouse and calls a row of squatty booths luxury. Well, never mind; here we are. Rub your eyes."

They had left the roar and brilliancy of the curiously blended mass behind, plunging down a squalid side street with tenements in the dark distances, when Marsh came to a stop before two green pillars, above which a swaying sign announced—