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Peter Economy
Building Your Custom Home For Dummies
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Building Your Custom Home For Dummies® To view this book's Cheat Sheet, simply go to
www.dummies.com
and search for “Building Your Custom Home For Dummies Cheat Sheet” in the Search box. Table of Contents
List of Tables
List of Illustrations
Guide
Pages
Страница 8
Страница 9
Страница 10
The Custom-Home Process in a Nutshell
Where Do You Start? Preparing to Build Your Home
Money Makes the World Go Round: Paying for Your Home
Asking yourself about affordability
Them that has the gold makes the rules: If you finance, the bank will dictate process
Introducing the Custom-Home Life Cycle
It takes (more than) two to tango: A quick guide to the players
So many tasks, so little time: Fifty steps to a custom home
Patience is a virtue: A true timeline for building your home
Being an Owner-Builder: More Power to You!
Analyzing the truth about savings
Finding and managing subs
Financing implications
Страница 24
Preparing for the Process
Organizing and Documenting
Building a workbook and portable file system
Calendar and communication: Your smartphone is your friend
Being the bean counter: Keeping track of your finances
Shopping and sharing: Collecting material information
Budgeting Your Project
Looking at your finances and cash flow
Defining “dollars per square foot”
Step 1: Define square footage
Step 2: Define dollars
Step 3: Calculating dollars per square foot
Using a budgeting template
Hiring a Contractor
Understanding the contractor’s role
Getting bids: Comparing apples to apples
Evaluating a contractor’s three Cs: Cost, craftsmanship, and compatibility
Using expert interviewing techniques
Identifying Insurance Issues
Liability policy
Workers’ compensation
Course of construction policy
Managing Your Expectations
Planning a timeline: A custom home is forever (so, what’s the hurry?)
Making hard choices: What you can (and can’t) afford
Having patience: Not everything must be perfect right away
Making the process fun
Страница 52
The Land Grab: Selecting the Perfect Site
Knowing the Difference between Land and a Lot
Location, Location, Location: Refining Your Lot-Buying Needs
Lifestyle
Marketability
Finding a Lot
Surfing for turf
Engaging a real-estate agent/lot specialist
Doing the legwork on your own
Finding a lot when there isn’t one
TOO BAD IT’S NOT 1889!
Evaluating a Particular Lot: The True Value of Dirt
Examining amenities and utilities
Zoning in on zoning’s limitations
Understanding setbacks and footprints
Size matters: Assessing the land’s value with the house
A tale of two lot buyers: How square footage impacts value
Dealing with a Teardown Property
Accounting for demolition costs
Assessing neighborhood tolerance
Financing pros and cons
Buying Your Land
Understanding the purchase process
Step 1: Determine your offering terms and price
Step 2: Present the offer and negotiate
Step 3: Make an application with your lender
Step 4: Open escrow with an escrow company or attorney
Step 5: Do your due diligence
Step 6: Execute the paperwork and bring in the money
Step 7: Close escrow and take title
Using the bank
Qualifying
Picking a loan
Getting denied: What the banks won’t finance
Finding other land loan alternatives
Letting the owner carry the burden
Using private or hard money
Making sure the loan period is long enough
Stop! Don’t pay off your lot yet!
You need cash on hand to fund your project
Money put in is expensive to get out
Cash reserves are required for construction loans
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