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Building Your Custom Home For Dummies® To view this book's Cheat Sheet, simply go to www.dummies.com and search for “Building Your Custom Home For Dummies Cheat Sheet” in the Search box. Table of Contents
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4 Introduction About This Book Foolish Assumptions Icons Used in This Book Beyond the Book Where to Go from Here
5 Part 1: Getting Started with Custom-Home Building Chapter 1: The Custom-Home Process in a Nutshell Where Do You Start? Preparing to Build Your Home Money Makes the World Go Round: Paying for Your Home Introducing the Custom-Home Life Cycle Being an Owner-Builder: More Power to You! Chapter 2: Preparing for the Process Organizing and Documenting Budgeting Your Project Hiring a Contractor Identifying Insurance Issues Managing Your Expectations Chapter 3: The Land Grab: Selecting the Perfect Site Knowing the Difference between Land and a Lot Location, Location, Location: Refining Your Lot-Buying Needs Finding a Lot Evaluating a Particular Lot: The True Value of Dirt Dealing with a Teardown Property Buying Your Land Chapter 4: Defining Your House Style Getting to Know Your Style Preferences and Limitations Considering Conventional Construction: Wood versus Steel Enjoying the Warmth of a Log Home Highlighting Wood Inside: Timber Frame or Post-and-Beam Considering a System Approach Unearthing Alternative Construction Methods
6 Part 2: Assembling Your Team Chapter 5: Architects and Design: Time Spent Is Money Saved Arming Yourself with an Architect Looking at Architect Alternatives Placing the House on the Lot Planning the Size and Shape of Your Home Designing Your Home’s Interior So Many Details, All of Them Important Chapter 6: Engineers and City Folk: Approval Bureaucracy Made Somewhat Easy Understanding Plans and Blueprints Working with the Building and Planning Departments Submitting Your Prelims for Approval Gathering the Permits You Need Chapter 7: All the King’s Men: The Contractor and Their Cohorts Working with Your Contractor Managing Your Time and Money Introducing Other Important Players Managing Disputes
7 Part 3: All You Need Is Dough: Financing Your Custom Home Chapter 8: Cash Is King: Borrowing to Your Advantage Accepting the Need for Liquidity: Cash, Cash, and More Cash Breaking the Emotional Barriers: This Is Not Your Grandfather’s Depression Okay, So You Have All This Cash — Now Manage It Turning Your House into a Moneymaking Machine Safely Deferring Financial Decisions until the End of the Construction Project Chapter 9: Knowledge Is Power: What You Don’t Know about Construction Loans Can Hurt You Exploring Your Construction Loan Options Finding a Good Construction Lender The Loan Process from Start to Finish: When to Do What Understanding All the Fees Letting the Lender Carry Your Burden Chapter 10: Qualifying: It’s the Bank’s Way or the Highway Stepping behind the Desk: How a Construction Lender Views Your Project Recognizing What a Construction Lender Really Wants to See Building the Bank’s Construction Budget Calculating the Loan Amount and Cash Solving Other Budget Problems Chapter 11: Show Me the Money: Flowing Cash through the Project Managing a Self-Funded Project Working with a Construction Lender Understanding How the Voucher System Works Taking a Closer Look at the Draw Reimbursement System Figuring Out Who Gets the Money — You or the Contractor Using Credit Cards Responsibly Can Buy You a Trip to Europe
8 Part 4: Hammers and Nails: Overseeing the Construction Process Chapter 12: Excavation and Foundation: Getting a Solid Start Surveying and Site Preparation Preparing for the Utilities Pouring the Foundation Chapter 13: Framing and Rough: So Much Goes behind Those Walls! Things to Consider Before Framing and Rough Work Begin Looking at What’s Involved in Framing a House Installing the Rough Systems with Ease Sheathing, Flashing, and Insulation Chapter 14: Heading for the Finish: The Devil’s in the Details The Icing on the Cake: Exterior Finishing Moving Inside: Completing Fireplaces and Walls The Finish Carpenters: Doors, Windows, Molding, Cabinets, and Countertops All the Pretty Stuff
9 Part 5: All the After Stuff Chapter 15: Making a House a Home: Moving In, Furnishing, and Using Smart Tech Finishing Up the Custom-Home Project Selling the Old Home and Moving Considering Technology Options Chapter 16: Taking It Outside: The Art of Landscaping and Hardscaping Designing Your Dream Landscape Putting Your Plan in Action: Hardscaping Leafing Out: Softscaping with Plants Chapter 17: Making Your Nest Egg Financially Sound Managing Maintenance and Repairs Should You Stay or Should You Go? Identifying the Best Permanent Financing Solution
10 Part 6: The Part of Tens Chapter 18: Ten Common Custom-Home Mistakes and How to Avoid ’Em Designing a House Unlike Others in the Neighborhood Attempting to Build outside the Design Review Guidelines Thinking the House Will Be Worth What It Costs Paying Off the Lot Before Starting to Build Waiting for Permits to Investigate Construction Financing Applying for the Construction Loan Too Early Applying to Too Many Lenders Borrowing the Minimum to Get By Spending Your Own Money First Selling Your Existing Home Before Building the New One Chapter 19: Ten Great Ways to Lower Construction Costs Build the House That Suits the Land Make It Tall to Keep Your Budget Small Keep It Simple and Tasteful Use Design Elements to Eliminate Costly Materials Choose and Order Items in Advance Use Surplus Materials for an Old-Style Home Group Simple Windows for a Custom Look Avoid Change Orders Go Faux Get Creative Chapter 20: Ten Common Stuck-in-the-Middle Problems and Their Fixes My Home Is Behind Schedule My Construction Loan Is Expiring and the House Isn’t Complete My Contractor Wants More Money in a Fixed-Price Contract Everything Costs More Than My Budget in a Time-and-Materials Contract The Bank Won’t Fund the Draws I’m Out of Cash The House Is Having Some Engineering Problems My Contractor and I Can’t Get Along My Contractor Walked Off the Job This Project Is Breaking Up My Marriage Chapter 21: Ten Ways to Build Sustainably Making the Best Use of Your Lot Avoiding an Oversized House Planning for the Ages Making Your Landscape Earth-Friendly Using Alternative Energy Sources Going on an Energy Diet Cutting the Fumes Making Recycling Easy Using What You Have Stashing and Storing Chapter 22: Ten Helpful Custom-Home Resources Land Ho! Finding Land to Build On Finding Home Design Inspiration Decorating for the Uninitiated Building a Log or Timber Frame Home Looking for Home Plans Working with an Architect Turning to the National Association of Home Builders Getting Support if You Want to Be Your Own Builder Designing a Home with the Environment in Mind Landscaping Your Home with Native Plants
11 Index