Читать книгу Commercial Real Estate Investing For Dummies - Peter Harris - Страница 20

Are there differences between obtaining a loan for a single-family home and a neighborhood shopping center? The answer is yes, of course, but the differences may surprise you. Pretty much all you need to get a home loan is a good credit score and a down payment, and then you have to make enough money to pay the mortgage. When you get a loan for a commercial property, getting a loan is based on the following three main qualifications:

 Does the property produce enough income to cover the expenses and mortgage?

 What is the condition of the property?

 What is the financial strength of the borrower?

Flip to Chapter 8 to discover how to get your lender to say “yes” to your deal, what lenders like and dislike in deals, and tips on choosing the best loan for your deal.