Читать книгу Cryptocurrency All-in-One For Dummies - Peter Kent, Kiana Danial - Страница 81

The following list gives you a summary of Ripple’s main features:

 Ripple’s token symbol for investors is XRP.

 Ripple’s XRP isn’t mineable. There are no miners whatsoever.

 Coin creation and algorithm processing happen through consensus, not PoW.

 Transaction time can be as little as four seconds.

 Transactions can be made anonymously.

 Ripple isn’t fully decentralized.

 Energy cost per transaction is minor.

Because these unique features are so different from Bitcoin’s, some people believe Ripple’s XRP isn’t truly a cryptocurrency. Ripple is actually a strange hybrid of a fiat currency (the traditional form of currency backed by a local government, such as the U.S. dollar) and a traditional cryptocurrency. This is because generally speaking, Ripple specializes in serving financial institutions like American Express more than focusing on the spread of Ripple’s XRP among everyday users.