Читать книгу Flipping Houses For Dummies - Ralph R. Roberts - Страница 91

Small, local banks and credit unions often run loan specials trying to lure you into doing all your banking with them. They may offer low-rate loans regardless of whether you open a checking or savings account with them. Check your local newspaper for ads, call around to four or five banks in the area to check out their loan offerings, or check with your current bank or credit union, which may offer an even better deal because you already have an account there.

If you have the choice, obtain your loan from a lender that doesn’t sell its loans. Some smaller banks and mortgage brokers sell to larger, out-of-state banks, which can foul up the handling of your escrow account (the account from which the lender pays your taxes and insurance), resulting in unpaid property taxes and insurance.