Читать книгу Foreclosure Investing For Dummies - Ralph R. Roberts - Страница 45

When homeowners have a temporary loss of income with the promise of regaining their financial footing, the lender may agree to a forbearance, in which the homeowners can delay payment for a short period or negotiate a payment plan to make up for missed payments over the course of several months, as explained in the following section.

The lender may also offer some sort of combination between a forbearance and reinstatement, enabling homeowners to delay payment for a short period and then bring their payments current by a specific date.

The phone number on the mortgage payment coupons may put you in contact with the loan servicer that processes the payments instead of the lender that actually owns the loan. The loan servicer may not offer much assistance, so ask the loan servicer who the lender is and contact the lender directly.