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If you need financial help, you can apply for a fee waiver, available to low-income high-school juniors and seniors who live in the United States, Puerto Rico, and other American territories. (United States citizens living in other countries may also be eligible for fee waivers.) The College Board also gives you four extra score reports for free, along with four request forms for college application fee waivers. The College Board does what it can.

If you’re worried about paying for school later on, there are loans, grants, scholarships, and other programs to help you achieve success in college and hopefully your career. There are many, many opportunities and places to look, so talk to your school counselor. That’s what the counselor is for!

You can also check with your school counselor for fee-waiver applications. (As with everything SAT, if you’re a homeschooler, call the local high school for a form.) And be careful to avoid additional fees when you can. You run into extra charges for late or changed registration and for some extras — super-speedy scores, an analysis of your performance, and the like. (See the section “Scoring on the SAT” later in this chapter for more information on score-reporting options.)