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"This, then, is held to be the duty of the man of wealth: First, to set an example of modest, unostentatious living, shunning display or extravagance; to provide moderately for the legitimate wants of those dependent upon him; and after doing so, to consider all surplus revenues which come to him simply as trust funds, which he is called upon to administer, and strictly bound as a matter of duty to administer in the manner which, in his judgment, is best calculated to produce the most beneficial results for the community,—the man of wealth thus becoming the mere trustee and agent for his poorer brethren."

Thus wrote Andrew Carnegie in his "Gospel of Wealth," published in the North American Review for June, 1889. This article so interested Mr. Gladstone that he asked the editor of the Review to permit its republication in England, which was done. When the world follows this "Gospel," and those who have means consider themselves "trustees for their poorer brethren," and their money as "trust funds," we shall see little of the heartbreak and the poverty of the present age.