Читать книгу The Barefoot Investor - Scott Pape - Страница 26

If you had stolen my wallet back in 2016, here's what you'd have found:

A picture of me and my golden retriever, Buffett, frolicking on the grass, and …

My ING Orange Everyday debit card.

At the time, this was a corker of an account. Maybe it still is. (And remember: I got paid nothing for that mention. I'm fiercely independent and have no tie-ups with any financial institution, whatsoever.)

I chose that account because it had zero fees. As in none. Not even when you're overseas.

Whip out your phone and do a quick search to find the best deal right now.

Zero fees. That's what you're looking for. Google it.

In fact, I like this kind of account so much I want you to set up two of them.

And I want you to give them nicknames (this is easy to do with online banking — just ask your bank if you're not sure how it works).

Call one ‘Daily Expenses’ and the other ‘Splurge’. Trust me on this — exactly why I'm asking you to give them these nicknames will be revealed in Step 2.

Any downsides to look out for? Well, you might find that you need to deposit a minimum amount into one of the accounts every month. You can easily make this your wage, for example, straight into ‘Daily Expenses’.

Since this book has sold a truckload of copies, there are plenty of banks piggybacking off the buckets set-up. A quick google will reveal who they are.